The Morgan Stanley Wealth Management mobileapplication is the only mobile solution designed exclusively forMorgan Stanley Wealth Management clients. It provides anyone with avalid Morgan Stanley Online login the ability to:• Access their Morgan Stanley accounts, including balances,holdings and recent activity.• Deposit checks from anywhere in the U.S. using our cutting-edgeimaging technology without having to mail or bring them to abranch*.• View upcoming bills and make one-time or recurringpayments.• Transfer funds between Morgan Stanley brokerage accounts, as wellas to and from accounts held at other financial institutions.• Browse current market indices, news, company profiles and stockquotes.With access to your accounts and to the right information whenand where you need it, you can work with your Financial Advisor tomake informed decisions and manage your finances on your own terms.It’s the latest way we can assure our clients that we’re behind youall the way.There is no charge to download the application. If you do notyet have a Morgan Stanley Online account set up, please go tohttp://www.morganstanley.com/online. Standardmessaging and data rates from your provider may apply.* Subject to certain terms and conditions.Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is aregistered Broker/Dealer, Member SIPC, and not a bank.Investment, insurance and other products offered through MorganStanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE |NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANYFEDERAL GOVERNMENT AGENCY© 2015 Morgan Stanley Smith Barney LLC. Member SIPC.CRC1159940 4/15

dSPAC. The one-stop destination for SPAC investing. SPACinvestingis a 250 billion dollar market that is here to stay. Thisuniquemarket opportunity has been controlled by institutionalinvestorswith their proprietary data and Wall Street access. Hereto levelthe playing field is dSPAC – the world’s first investmentplatformdesigned specifically for investing in the SPAC market.Created bySPAC investors, dSPAC mobile app provides commission-freeinvestingwith a professional SPAC dataset that will put you incontrol ofyour SPAC portfolio. Get access to SPAC IPOs and executeSPAC unitseparations, SPAC redemptions, and shareholder votesinside the appwith just one-click. Manage your digital account withconfidence -all your personal information and digital coins areprotected.Trade the stock market, invest in options, and buy cryptoassetslike Bitcoin (BTC), Ethereum (ETH) & Dogecoin (DOGE) witheasethrough the dSPAC platform. ☑️Manage your SPACInvestmentPortfolio: Enjoy customized and institutional qualitySPAC data,all at your fingertips. ☑️Access to SPAC IPOs: Enjoydirect accessto SPAC IPOs through mobile app-based IPOsubscriptions ☑️Get in atthe IPO Price: dSPAC provides earlyinvestment opportunities inupcoming IPO companies ☑️Commission-Free Stock Trading: Trade USequities and ETFs with nocommissions or platform fee; no minimumdeposit required ☑️Real-TimeMarket Data: Consolidated real-timemarket data, robust charting,options strategies, analyst ratings,company financial data, andmore across all trading sessions, allassets. ☑️ Track the StockMarket: Keep up with current investingstrategies, global technologycompanies and key investing thoughtleaders ☑️ CryptocurrencyTrading: Buy & Sell Bitcoin (BTC),Ethereum (ETH), and Dogecoin(DOGE), and other crypto assets 24/7,all via the dSPAC mobile app.☑️ Margin Trading: Margin accountslet you increase your buyingpower and sell stocks short to makethe most of bear and bullmarkets ☑️ Pre Market & After Hours:Never miss a successfultrading opportunity. Enjoy pre market (from4:00AM EST) & afterhours (until 8:00PM EST) trading sessionswith dSPAC AssetProtection with Peace of Mind dSPAC Digital LLC isoperated byRedbridge Securities LLC, a FINRA registered brokerdealer RedbridgeSecurities is a member of SIPC, which protectscustomer accounts upto $500,000 for securities and cash (including$250,000 for cashonly). Crypto assets are not securities and arenot SIPC insured.Cryptocurrency trading on the dSPAC platform isoffered through APEXCrypto LLC, which is not a FINRA member.Crypto investing involvessignificant risks.

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