The HSBC Bahrain app has been specially built for ourcustomers*,with reliability at the heart of its design. Enjoysecurity andconvenience with these great features: • Secure andsimplifiedlogon with fingerprint authentication – for faster logon,(Supported on certain Android devices) • View accountbalances& transaction details – View the balances of your localandglobal HSBC accounts, credit cards and loans • Send andreceivemoney - make local and foreign currency transfers and paybills toexisting payees within Bahrain. To Log on to this app youmust bean HSBC Personal Internet Banking customer. If you are notyetregistered, please visit www.hsbc.com.bh Already a customer? Logonwith your existing online banking details Download the newHSBCBahrain app today to enjoy the freedom of banking on the go!*Important note: This App is designed for use in Bahrain.Theproducts and services represented within this App are intendedforBahrain customers. This App is provided by HSBC Bank MiddleEastLimited ('HSBC Bahrain’) for the use of existing customers ofHSBCBahrain. Please do not download this App if you are not anexistingcustomer of HSBC Bahrain *. HSBC Bahrain is authorisedandregulated in Bahrain by the Central Bank of Bahrain andleadregulated by the Dubai Financial Services Authority. If youareoutside of Bahrain, we may not be authorised to offer orprovideyou with the products and services available through thisApp inthe country or region you are located or resident in. ThisApp isnot intended for distribution, download or use by any personin anyjurisdiction, country or region where the distribution,download oruse of this material is restricted and would not bepermitted bylaw or regulation. © Copyright HSBC Bank Middle EastLimited(Bahrain) 2021 ALL RIGHTS RESERVED. No part of thispublication maybe reproduced, stored in a retrieval system, ortransmitted, on anyform or by any means, electronic, mechanical,photocopying,recording, or otherwise, without the prior writtenpermission ofHSBC Bank Middle East Limited. HSBC Bank Middle EastLimitedBahrain Branch, P.O. Box 57, Manama, Kingdom of Bahrain,licensedand regulated by the Central Bank of Bahrain as aConventionalRetail Bank for the purpose of this promotion and leadregulated bythe Dubai Financial Services Authority.

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If you’re reading this, it’s because you’ve been wondering howtosave money, how to stay within your budgets, and if an appexiststhat would allow you to easily manage your dailyexpenses.Congratulations! Download the app and start taking controlof yourpersonal finances with Finerio: Personal Finance, Budgets,andMoney Manager! Finerio: Personal Finance, Budgets, andMoneyManager, is the first finance manager application in Mexicothatautomatically tracks your spending, income and budgets foryourmonthly and daily expenses. Sync your bank accounts and youcanbegin to track your expenses, and manage your finances. There isnocost to create an account, and you don’t have to payanysubscription fees. Finerio, the money management app, allows youtoeasily manage your personal finances. As mentioned in:ForbesMilenio Entrepreneur El Economista FINERIO IS THE APP THATYOU NEEDTO TRACK YOUR FINANCES AND MANAGE YOUR DAILY EXPENSES.Findeverything in one place: With Finerio: Personal Finance,Budgets,and Money Manager, you can sync all of your bank accounts,debitand credit cards, so that your income, transactions andbalancesappear in the app and update automatically. The only workthat youneed to do to track your finances is to register yourcashtransactions. Tracking expenses and managing personal financeshasnever been so easy. Categorize your expenses: Finerio uses itsownalgorithm to automatically categorize daily expenses. You canalsocreate and manage your own categories, so that you canincreaseyour potential savings. You can personalize your Finerioaccount asmuch as you want, in order to take control and trackdailyexpenses, income and savings. Create personalized budgets tomanagefamily and personal finances: With your personalized budget,youcan automatically track monthly spending. Stay informed abouthowmuch money you spend monthly per category, track your budgets,andsave money. With Finerio, managing budgets is fast andsimple.Understand your monthly spending: With simple graphics andamonthly summary of your income and spending, you can understandandtrack your daily spending, income and behavior. Finerio,yourpersonal finance tracker, allows you to find newsavingsopportunities! Your information is secure with us: We takesecurityseriously, and we use the highest standards to keepyourinformation encrypted at all times. We use the samesecuritystandards as your bank when you sync your bank accounts.Finerio isprotected by McAfee SECURE. Managing your finances withFinerio iscompletely safe. What makes Finerio the best app tomanage yourfinances: • Securely sync bank accounts, or manuallytrack expenses• Easily register cash expenditures • Automaticallysynced creditand debit card transactions • Personalized categoriesandsubcategories • Automatically categorized spending •Automaticbudget tracking to better manage your finances and trackmonthlyspending • Ability to divide movements into variouscategories •Simple graphics displaying monthly spending andfinancial behavior• Complete encryption of all personal andfinancial information •Securely stored information TAKE CONTROL OFYOUR MONEY DownloadFinerio, your expense manager and financetracker, and sync yourbank accounts to have all of your financialinformation in a singleplace. Understand and track your monthlyexpenses and gainfinancial control, so that you can make moreintelligent decisionsand discover how to save money. Track yourspending and manage yourfinances with Finerio. With Finerio:Personal Finance, Budgets, andMoney Manager, you don’t need to bean expert, or have a lot ofextra time manage your expenses,earnings, budgets, and increaseyour savings. Finerio does the workfor you, with a maximum levelof security.

Surely, you have many times asked the question “ Where is mymoneygoing?" but cannot find a good answer. Kakeibo - Japanese waystosave money with "magic envelopes" will help you answer thequestionabove. The Kakeibo method of saving money was introduced in1904 tohousewives by the Japanese female journalist, Hani Motoko,for thepurpose of managing the family budget. Using the Kakeibotechnique,you will learn "saving money is spending money properly"and“taking notes all of your financial activities in an organizedwaywill help you to be aware of your spending habits”.It will helpyousay no to unreasonable expenses to achieve your savings goal.Inprinciple: At the beginning of the month, you have to dividethemoney you plan to spend into four “envelopes”: -Savingsgoal-Survival expenses: necessary expenses such asaccommodation,groceries, medical, etc. - Optional expenses: thingsyou do notneed but choose to do, such as restaurants, shopping,having drinkswith friends. - Extra expenses: unanticipated expenseslikebirthday cars, repairs, replacements Every time you spendanenvelope, the money disappears. You cannot cheat on yourself.Inmany cases, the Japanese will consider using "these envelopes"as"a challenge" to try to keep as many envelopes as possibleuntilthe last day of the month. At the end of each month, sit backandcalmly consider the battle between your "saving money" andyour"spending". That is to say, compare what you actually spentwithyour plan. From there, you can have spending experiences andadjustspending plans for the following month Steps to use thesoftwareStep 1 : Set up one month (29–31 days) Step 2 : Plan yourincomesand expenses for that month Step 3 : Add daily incomes andexpensesStep 4 : Monitor to balance the income and expenses, followtheplan Step 5 : Open to see your results and learn foryourselfKakeibo-The Japanese ways to save money

"Time to enjoy the security and convenience of banking on themove"CIMB Clicks on Mobile App offers a quick and easy way toaccessyour account using the same log in details as CIMB ClicksInternetBanking. It enables you to: * Transfer using FAST: Allowsyou totransfer funds to other banks almost instantly * Transfer tolocalbanks * Inquire on your account: Check on your account balanceorrecent transactions * Pay Bills: Save time and pay your billsonthe move * Check on your chances for the FastSaver Travel Draw*Current promotions: Be kept up to date on CIMB Bank'sexistingpromotions * Contact information

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