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Know that feeling when everything is taken care of? That’sSpiir.Spiir keeps track of your money, so you don’t have to. Ithasalready helped more than 400,000 live the life they wantwithoutstressing about money or budgets. And best of all, the appis free!Our goal is to make personal finance fun and easy, soyou’re ableto do the things that matter most to you – whetherthat’s buying aplane ticket to Paris, inviting all your friends outfor drinksnext Friday or just seeing your savings accountskyrocket. We gotyour back. Here’s how you get started in 3 easysteps: 1. Add yourbank accounts 2. Teach the app to categorize yourspending 3. Tryour challenges and save money in an easy and fun wayHow Spiir canhelp you: • Keep track of all your finances in oneplace • Severalaccounts? In different banks? Not a problem. Spiirgives you oneoverview of all your finances. By connecting youraccounts toSpiir, your transactions are automatically categorizedinto morethan 80 categories. That’s right, you don’t have to do thework. •Save money with challenges • Want to save money? Take onourchallenges or create your own. We’ll help you cut your expensesonthe things you buy daily. Spiir keeps track of how much moneyyouspend and gives you a heads-up if your spending is running wildorcheer on you if you’re on the right on track. • Get yourownpersonal finance assistant • A happy money-buddy that takes careofall the boring budget stuff and helps you manage your moneywithease? You got it. The Spiir assistant crunches the numbersandtells you fun facts about your money habits through quizzes,weeklyoverviews of your expenses and more. • Treat yourself withuniquesavings and benefits • Insurances? Streaming? Fitness? SpiirTreatsgives you alternatives to the things you spend your money onyoureveryday life or other benefits you only can get as aSpiir-User.We team up with specially selected partners that canhelp you getmore value for your money. • Add important details toyourtransactions • Need to save a receipt? Take a picture of itandupload it to a specific purchase. You can also add notes toyourtransactions or create a #tag to track your spendingacrossdifferent categories, like #Hawaii2020 or #TacoTuesday. •Stay inthe loop • Always know where you stand financially withouthavingto go through an endless list of transactions or bankstatements.Spiir tells you all the important things you need toknow aboutyour money with personalized insights and clevernotifications. •Sounds great! But what about security? • We loveour users. Andthere’s nothing more important to us than your trust.That’s why weuse bank-level security measures to make sure thatyour personaldata is safe. We’re also the first company in Denmarkto beregistered as a licensed Account Information Service Provider,andwe operate under the supervision of the Danish FinancialServicesAuthority. • Don’t be shy • If you have any questions,feedback orawesome savings tips, you’re more than welcome to reachout to usat [email protected]

OOYYO is a PRICE COMPARISON ENGINE for Used Cars. Morethan5,000,000 CAR LISTINGS. OOYYO uses the most comprehensive brandnewAI (artificial intelligence) system to analyze, check and sortcarprices, allowing you to SAVE MONEY, to find out what theright/fairprice is for each unique car offer, through OOYYO uniqueCRS (costrating system), ranging from Super price to Overpriced.Our serviceaggregates and semantically analyzes millions of carsfor sale fromthousands of different used vehicle sources, returningthe mostrelevant search results to the users. Since our car pricecheckergathers and organizes millions of listings into one place,there isno longer need to browse dozens of car websites to find thecaryou’ve been searching for. That makes OOYYO the best tool tobuyand sell used and pre-owned cars through online classifieds.Thenew, improved design offers numerous features that will makeyoursearch even more efficient: OOYYO gathers the entireusedautomobile market into one place and makes it easy for youtoquickly find a good deal by making use of our price ratingsystemfor each car. See car details and photos, plus variousoptions fornarrowing down your search easily by: • Using ournumerous filters;• Marking your favorite car ads; • Saving historyof all your carsearches; • Comparing cars; • Using our unique costrating systemranging from Super price to Overpriced; • Sortingsearch results bybest deal, price, mileage, distance and year; •Sorting filters byyour favorite criteria; • Accessing all originalcar adverts, andmuch more…

GolfBox App gives you access to GolfBox functions and statistics.

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Your green alternative to taxi

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Spendwise lets you see the balance, transactions and invoicesforyour credit cards. This app simplifies your life. You canforinstance: • Get notifications of important events,purchasesor if you reached your spending limits. • Login tosee yourPIN (does not work with Finnish cards) • Block andorder a newcard • Enable services, for example safe onlinepurchasing •Use “part payment”, in order to quickly see what itcosts to dividea larger purchase over several months. The appsupports: • ScandicFriends Mastercard • Circle K Mastercard •Nordic Choice ClubMastercard • SJ Prio Mastercard • SaabKortetMastercard •OpelKortet Mastercard • INGO Mastercard • NK NyckelnMastercard •Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard• FinnairPlus Mastercard in Finland

SEB's banking app is for you who are a client of SEB IPB orSEBLuxembourg

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