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The CitiManager App for Citi Commercial Cards enables you touseyour smartphone or tablet to access key account data on the goforyour corporate card. Within the app you can view yourstatementinformation, balances, available credit, and more.Enhancedsecurity measures include biometric authentication andone-timepassword (OTP) for login where available. In order toprovide userswith the quickest and most convenient experiencepossible, theCitiManager App provides all the basic features forcorporatecardholders. Specifically, all cardholders can: • Viewaccountsummaries • View previous account statements • Viewcurrentaccounts • View recent transactions • View payment history•Receive Push notifications from CitiManager Additionally,certainfunctionalities are available to cardholders in selectmarkets: •View PIN • Activate new cards • Pay their bills • Postand viewcomments • View Ancillary Service charge details forpassengertransport booked using a Citi corporate card • Viewsupplier andinvoice detail for select Citi corporate card programs• Biometricsauthentication of ecommerce transactions • First timelogin via OTPDual currency display of account balances

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Research stocks and ETFs efficiently so you can makewell-informedinvesting decisions. ▪ Discover undervalued stocks ▪Curatedcollections make it easy to explore and find investmentsthat areworth your time and money. ▪ Understand why it’s moving ▪See yourentire watchlist at once or investigate a historical pricechart.Either way, when prices move, we tell you why. ▪ Get thebottomline ▪ Use our rating system to view a company’s health ataglance, before diving deep into key stats, comparisons,andinvestor reports.

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Mobile banking allows you to complete financial transactionsfromthe convenience of your mobile device: check balances,transferfunds, pay bills, locate branches and ATMs, or contact us.Ourmobile banking app provides the ease needed to manage yourfinancesfor your everyday life.

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Invest better, faster and smarter with Syfe. Syfe is a digitalwealth manager for investors who expect more – greatertransparency, smart­er personalised portfolios, and betterinvestment outcomes. As one of Singapore’s fastest-growing roboadvisors, we do all the heavy lifting for you, from fund selection,reinvesting dividends to rebalancing your portfolios and more! Allyou have to do is sit back and watch your money grow. Our digitalinvestment advisor platform offers a smarter way to invest with lowfees and no minimums. We're also licensed by the MAS, rest assuredyour money is safe with us! PORTFOLIOS FOR EVERYONE Whether youplan to buy a house, save up for your children’s education, retireor simply grow your wealth, we have portfolios that caters to yourdifferent financial goals: 1. Syfe Core: All-in-one portfoliosdiversified across top global stock, bond and gold ETFs that trackpopular indexes such as S&P 500, NASDAQ and more - Core Growth:for those seeking higher return potential and long-term growth -Core Balanced: for those seeking income and long-term growth - CoreDefensive: for those seeking stable returns and long-term income -Global ARI: for those seeking to diversify with 11 risk leveloptions to choose from 2. Syfe REIT+: Passive Income Portfolio -REIT+: For those seeking to invest in Singapore’s largest realestate investment trusts (REITs) such as Ascendas REITs, CapitaLandIntegrated Commercial Trust, Mapletree Commercial Trust, and more.3. Syfe Equity100: Pure Equity Portfolio - Equity100: For thoseseeking 100% exposure to global equities. Gain access to 1,500+stocks in the world’s best companies from leading sectors such astechnology and healthcare 4. Syfe Cash+: Cash Management Portfolio- Cash+: for those seeking higher returns on their savings than atbanks with a 1.75% p.a. projected return OUR APP FEATURES Investingshould be easy and quick. With the Syfe app, you can enjoy seamlessinvesting and the benefits of: - Investing in minutes. Easily addhowever many portfolios you want and conveniently transfer yourfunds between portfolios - Monitoring your investments at a glance.See how well your investments are performing, your returns andeasily track the dividends you have received - Learning as you go.Explore our collection of research guides, expert advicecommentary, webinars and magazines – filled with the latestfinancial news - Scheduling calls for personalised wealth guidance.Access our team of wealth experts, who are dedicated to ensuringyou make smarter decisions about your personal finances WHYINVESTORS CHOOSE SYFE Join an evergrowing number of investors thatinvest with Syfe and take advantage of our offerings now: - Simple,transparent pricing. Enjoy no brokerage fees, no entry fees, nowithdrawal fees and no hidden charges. We charge one simple fee: anall-inclusive annual fee of 0.4% to 0.65% on your invested capital.That’s all. - Access a wide range of asset classes, countries andsectors. Ranging from portfolios that invest in the fastest-growingeconomies such as China to leading companies such as Google,Microsoft, Tencent and more, we have all your bases covered. -Great for beginners, experts and everyone in between. Even ifyou’re not sure how to invest, we’ll help you realise yourfinancial goals with our risk questionnaire and recommend theportfolio that is best suited for your goals. AS FEATURED BY Hearfrom industry leaders: “Better than DIY” - MoneySmart “12Investment Apps to Multiply Your Savings” - TheSmartLocal “Good fordollar cost averaging and accumulation” - InvestmentMoats REACH OUTTO US Please contact us if you have any queries via: - Our LiveChat service on the Syfe app and web dashboard - Email [email protected] - Call us at +65 3138 1215 between 9:00 am and6:00 pm Monday through Friday MAS Capital Markets Services (CMS)License - CMS100837. Located at 4 Robinson Rd, #11-01 The House OfEden, Singapore 048543.

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