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OnBalance is a cloud-based small business accountingapplicationused to track your income, expenses, and mileage to helporganizethe information needed for your annual tax filingrequirements.With OnBalance, you can: • Record, categorize, andseparatepersonal transactions from business transactions. • Trackyourmileage with “always on” GPS mileage tracking (withGPS-enableddevices). • Enter transactions and attach receipts forreference. •Use advanced Optical Character Recognition (OCR)technology tocapture and recognize the data from your receipt,which willautomatically populate your expense transactions,reducing theamount of manual entry. • View real-time dashboards toseegraphical trends for your business, like expenses and cashflowsummary, as well as bank account and credit card balances.•Simplify tax preparation by integrating your data directly withanaccountant using Thomson Reuters UltraTax CS. • Ensureyoursensitive data is safe with secure access to OnBalance usingapasscode and Touch ID. • Access your data anytime, anywhere. Loginto OnBalance via our mobile app and onlineatonbalance.thomsonreuters.com.

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HawaiiUSA FCU’s Mobile Banking App has been redesigned to givemembers a better banking experience. Available on latest 2 versionsof the Android Operation System. FEATURES Simplified login process,including Fingerprint login feature Notifications – receive accountalerts via SMS text, push notification, or email Mobile Deposit –deposit checks to your account* Bill Pay – manage payees andschedule payments Transfers – quickly transfer money between youraccounts and to other HawaiiUSA members Snapshot - view youraccount balances and most recent transactions without logging inSetup and view external financial accounts Apply for a loan, viewyour HawaiiUSA credit card, personalize your settings, and more!FEDERALLY INSURED BY NCUA There is no charge for Mobile Banking toall HawaiiUSA members. Your wireless provider’s standard messagingand data rates may apply. *Mobile Deposit is available to eligibleaccounts only. Learn more athttps://www.hawaiiusafcu.com/online-banking.

Description Introducing the new AFFCU mobile app! Access youronlinebanking needs anytime, anywhere! It’s fast, secure and free.Simplydownload the new AFFCU app to begin your Mobile Bankingexperience.* NEW Features include: • Quick Balances — View youraccountbalances without signing in. • Search Tool – More powerfulsearch inthe palm of your hand. • Security – Log in with aPassword orFingerprint ID. • Rewards — Track your debit or creditcard rewards.• eStatements — View your monthly eStatements. • News— Find out thelatest news and promotions about YOUR credit union.• Live Chat —Talk with a credit union representative for quickanswers andassistance. ** • Secure Messaging — Contact the creditunion througha secure platform to have your questions answered.Standard Featuresinclude: • Account Summary — Get an overview ofyour transactionhistory on your accounts, loans, and credit cards.• Transfers —Transfer money between accounts to shares or loans. •Bill Pay — Payyour bills online and view recent paymentsinstantly. • MobileDeposits — Deposit a check the moment youreceive it with MobileDeposit. *** It’s simple. Snap. Send.Deposit. • Rates — Access ourcurrent loan and deposit rates. •Locations — Get directions toAFFCU branches, over 5,000 SharedBranch locations, and nearly30,000 CO-OP ATMs based on yourcurrent location or by zip code. •Contact Us — Quick access toimportant numbers—phone, fax androuting numbers—and get mailing oremail addresses you need tocontact the credit union. Safe andSecure: • Your security is ourpriority. Mobile transmissions aresafeguarded by SSL encryption andbacked by online banking securesign-on. To use the new AFFCU mobileapp, you must be an AFFCUmember. If you are not a member, jointoday by visitingwww.AirForceFCU.com or calling us at 800-227-5328or 210-673-5610.* Check with your carrier for messaging and datarates that mayapply. ** Live Chat is available during MemberContact Centerhours. *** Additional qualifications are required inorder to useMobile Deposit. All funds are subject to the Air ForceFCU FundsAvailability Policy. Federally insured by NCUA.

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