Funding Societies | Modalku is the largest P2P Lending platforminSoutheast Asia. Investors including individuals andinstitutionsjointly invest in financing to SMEs and earn returns inthe form ofinterests. Get an opportunity to invest in creditworthylocal SMEsas a means to diversify your investment portfolio. Nomin. balance.Low min. investment amount. Short term & periodicrepayments.Backed by SGInnovate, Sequoia India, Softbank VenturesAsia Corpand many others, Funding Societies has facilitated overS$1.83Bworth of business loans crowdfunded. Since launching in2015, wehave received multiple awards such as the MAS FinTech Awardin2016, the Global SME Excellence Award at the United Nations’ITUTelecom World in 2017, Brands for Good in 2019, recognised byIDCas amongst the 5 fastest growing FinTechs in Singapore, andtheStevie® Award in 2020. Types of P2P Investment Products (Mightvaryby countries) Guaranteed Returns: GuaranteedProperty-backedGuaranteed Returns Asset-backed: Property-backedDealer FinancingOthers: Invoice Financing / Accounts PayableFinancing / AccountsReceivable Financing Revolving Credit BusinessTerm Key FeaturesInvestment starts from S$20 in Singapore, RM100 inMalaysia,Rp100,000.00 in Indonesia Ability to re-invest quicklywith regularrepayment for most products Investment tenor up to 12months inSingapore and 24 months in Malaysia & IndonesiaInvestors’funds are kept in a 3rd party escrow account We advocate‘Skin inThe Game’ philosophy by investing into the notes put up onourplatform alongside our investors Set up Auto Invest /PlannedFunding and let the system automatically deploy funds foryou basedon your investment preferences Individual Singaporeaninvestors inSingapore can enjoy tax exemption on the interestreturns from year2020 onward Pricing aligned with investors’interests We charge onesimple and all inclusive fee from the totalinterest earned.Investors only pay the service fee when theyreceive theirrepayments from the SMEs. Singapore: 18% of InterestsMalaysia:Varies across products (Business Term - 2% p.a. ofPrincipal andInterests; Others - 15%-30% of Interests) Indonesia:3% p.a. ofPrincipal and Interests Sign Up in 4 Steps Step 1:Register for anaccount Step 2: Fill in the required information(Usage of MyInfois available in Singapore) Step 3: Make an initialdeposit toactivate your account (S$100 in Singapore, RM100 inMalaysia,Rp100,000.00 in Indonesia) Step 4: Start investingDisclaimer: Allinvestments carry risks. Please ensure that youfully understandthe risks involved by reading the Risk DisclosureStatement. Theprovided images are for display purposes only and arenotrepresentative of actual results. # Funding Societies Singapore#Funding Societies Singapore is part of Funding Societies Pte.Ltd.Licensed by the Monetary Authority of Singapore (MAS) -CMS100572Please contact [email protected] or call us at +6562210958 from Mondays to Fridays 9:00 AM to 6:00 PM SGT(excludingpublic holidays) Our Singapore office is located at 112RobinsonRd, #08-00, Singapore 068902 # Funding Societies Malaysia #FundingSocieties Malaysia is part of Modalku Ventures Sdn BhdLicensed bythe Securities Commission Malaysia (SC) - 1190266XPlease [email protected] or call us at +603 22021013 fromMondays to Fridays 9:00 AM to 6:00 PM MYT (excludingpublicholidays) Our Malaysia office is located at Unit 15.01 &Unit15.02, Level 15, Mercu 3, KL Eco City, Jalan Bangsar, 59200KualaLumpur # Modalku # Modalku is part of PT Mitrausaha IndonesiaGrupLicensed by the Indonesia Financial Services Authority (OJK)-77/POJK.01/2016 Please contact [email protected] or call us at+62878 6500 8311 from Mondays to Fridays 9:00 AM to 6:00 PMJKT(excluding public holidays) Our Indonesia office is locatedatUnifam Tower, Jl. Panjang Blok X No.1, Kedoya Utara, KebonJeruk,Jakarta Barat 11520, Indonesia

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