Keep up with your finances wherever you are or whateveryou’redoing. Want to check up on your accounts? Just sign in andsee yourlatest transactions. Have a bill to pay? It only takes afewseconds. You get the idea. Do what you need to do—quicklyandsecurely—and get on with your day. Mobile Banking is availabletoclients everywhere in the Caribbean*. Here’s what you can do:•View account balances and transaction history • Make paymentstoyour RBC credit card • Move money between your RBC accounts •Paybills (certain regions) • Send money to other local RBC clients•Send money to other local banks*** • Send moneyinternationallywith wire transfers*** • View and make contributionsto investmentproducts*** • Approve payments and transfers*** • ViewElectronicStatements*** • Initiate stop payments on cheques*** •Communicatewith RBC through secure messaging*** • Find RBC branchesand ATMs •Get Alerts and notifications about your accounts • Andmuch more!Here’s how we keep you safe: SECURITY Rest easy knowingthat you’reprotected from unauthorized transactions** in the RBCCaribbean appby the Online and Mobile Banking Security Guarantee.PRIVACY TheRBC Caribbean app might need to access device servicesfor certainfeatures, like finding nearby RBC Royal Bank® branches.For a fulllist of the features, check outwww.caribbeandigital.rbc.com Forhelp removing the RBC Caribbean appfrom your device, there areinstructions atwww.caribbeandigital.rbc.com or you [email protected]. You can get more information aboutRBCdigital channel privacyathttp://www.rbcroyalbank.com/caribbean/privacy-and-security/index.html.Contactinformation for RBC Royal Bank is availableathttp://www.rbcroyalbank.com/caribbean/mobile/contact-us.htmlLEGALWhen you select to install the RBC Caribbean app, you’reconsentingto any future updates or upgrades. Depending on yourdevice,operating system or user-initiated settings, these mightbeautomatically installed. You’re able to withdraw your consentbyuninstalling the RBC Caribbean app from your device. Ifyoudownload the RBC Caribbean app, you must review, and aresubjectto, the terms & conditions of the Electronic BankingAgreement.* Royal Online Gold business accounts are not fullysupported. **For a definition of an unauthorized transaction &for fulldetails regarding the protections and limitations of theRBCSecurity Guarantee for Online and Mobile Banking, please seeyourElectronic BankingAgreement(http://www.rbcroyalbank.com/caribbean/eba/electronic-banking-agreement.html)withthe applicable entity. ***Certain Regions only. ®/™ TrademarksofRoyal Bank of Canada. RBC and Royal Bank are registeredtrademarksof Royal Bank of Canada. ‡All other trademarks are theproperty oftheir respective owner(s).

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#1 Crew-only payroll app that lets you send or spend moneyanywherein theworld. Choose from multiple ways to send money home.-Send toyou or your family member’s bank -Send cash for pickup to130+countries -Send to a bank every payroll Keep your moneysecure.-Protect your money with our secure video selfie login-FDICinsured and protected by Visa/Mastercard Zero Liability Gethelpwhen you need it. -Message support directly from the app -Getyourquestioned answered 24 hours a day, 7 days week

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The most powerful, comprehensive identity theft protection is nowavailable on your mobile device. The best identity protection isthe one that alerts you fastest. Our state-of-the-art artificialintelligence capabilities continuously scour billions of datapoints to discover vulnerabilities and alert you when your identitymay be at risk. Get the Identity Guard app for direct alerts ofpotential identity theft. • Get alerts when changes, such as yourname, address, or email address are made or a new account holder isadded to your bank accounts. • Be alerted when we detect yourcredit card numbers, financial account numbers, health insurancenumber and more on the Dark Web - places such as thousands of blackmarket websites, secret chat rooms, and underground forums. • Viewyour monthly Vantage 3.0 credit score based on TransUnion data andan annual credit report with information from Equifax, Experian,and Transunion. To enjoy these features, an Identity Guardmembership is required. To enjoy these features, an Identity Guardmembership is required.• Get informed of recent news relevant toyour profile that can help you protect yourself from identity theft  To enjoy these features, an Identity Guard with Watsonmembership is required.

RBC Connect U.S. Investor Mobile RBC Connect provides a timelyandefficient way for investors who clear and custody assets withRBCCorrespondent and Advisor Services to access theiraccountinformation, as well as market information, seven days aweek, 24hours a day. To provide another access point for clients tocheckhigh demand information on their accounts (i.e.balance,performance summaries, investment holdings, andtransactions),clients may use the Smartphone mobility feature.ACCESS RBC Connectis available to clients free of charge. Clientsmust first registerto use the service. Simply sign in using thesame user ID andpassword you set up for Investor Connect or RBCAdvisor Connectdesktop access, or complete registration byenrolling in InvestorConnect or RBC Advisor Connect. To register,please contact ClientSupport Services at 1-800-933-9946. You canalso register by goingto www.investor-connect.com for RBCCorrespondent Services clientsor www.rbcadvisorconnect.com for RBCAdvisor Services clients andselect the “Register Now” button fromthe Welcome page. SUPPORT TheClient Support Service Desk isavailable toll-free at1-800-933-9946 weekdays from 8 a.m. to 10p.m. ET and Saturday from10 a.m. to 6 p.m. ET. Clients can callthis number for assistance.

Our next generation Mobile Banking app provides a modern andfriendly banking experience, with an innovative look and feel,smooth navigation, and the security you expect. With the CreditUnion's anytime/anywhere mobile banking tools, you can stay on topof your finances no matter where life takes you! With the BCUMobile Banking app, you get: • Quick PIN and Fingerprint Login •Mobile Payments - Pay for purchases when and how you choose • BillPay - Easily pay your bills from your device • Deposit Anywhere -Securely make your check deposits in a snap • 24/7 accountmanagement • Easy account balance access • Quick transfers betweenBCU accounts • Simplified GPS location of ATMs, Service Centers andshared branches Learn more at http://www.bcu.org/MobileBanking.FEDERALLY INSURED BY NCUA

With Fluent Home security system, you canmonitor and control your home or business in real-time and fromanywhere - from your iPhone, iPad, or Android device. Fluent’sinteractive security, video monitoring, energy management, and homeautomation solutions give you instant awareness and remote controlfor the places you care about most.Remote features:• See what’s happening at your property• Arm or disarm your security panel• Watch live video and recorded clips from your securitycameras• Turn your lights on or off• Set the ideal temperature• Lock or unlock your doors• View images of important activity captured by Fluent imagesensors• Search your complete system event history• And much more!With Fluent Home, you can also receive real-time email, textmessage, and push notifications for the specific events that matterto you. Beyond important emergency related events, you can alsoimmediately know when:• Your kids get home from school• You left for work or vacation and forgot to arm your system• The housekeeper arrives or leaves• The garage door is left open• The dog walker or cat sitter arrives• There's flooding or a water leak in your basement• Your children open your medicine or liquor cabinets• Someone changes your thermostat settings• Your security system is disarmed (and who disarmed it)• Someone attempts to log into your account• And much more!Note: This app requires a compatible system and an interactiveFluent service plan. Feature availability varies based on system,equipment, and service plan. Visit www.fluenthome.com for moreinformation.

Save time and money by managing your expenses on the go. Getexpensemanagement at your fingertips by using the BMO SpendDynamics®mobile app to view, code and approve expenses – anytime,anywhere.Access all of BMO Spend Dynamics® powerful expensemanagementfunctionality on the go from your Android device. Fromreceiptcapture to approvals, it’s easy for users and managers tocompleteall their expense tasks on the go. You’ll have visibilityof allyour card purchases and the ability to view any policy orapprovalrules associated with your expenses – all on the samescreen. Simplydownload now and create your mobile PIN to enjoy allthefunctionality you’re already using with BMO Spend Dynamics®.WithBMO Spend Dynamics® mobile app, you can say goodbye topaperwork,spreadsheets, and paper receipts and say hello to mobileand cloudtechnology, freeing you up to get on with your day job.Easy ExpenseManagement: - Capture expense data from your BMOCorporate Card -Take photos of your receipts using your device -Keep track ofreceipts using the image library - Code and submitexpenses -Approve expenses - Banking-grade globally recognizedsecuritylevels.

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Entrust Identity strong authentication for Android.

This app transforms your mobile device into a virtual smart card.