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The Bank Independent Sync Mobile App brings the branch to you,allowing you to view your balances and recent transactions,transfer money between accounts, pay bills, deposit checks, andeven locate the nearest sales office or ATM. It is fast, secure andmakes life easier by empowering you with the tools you need tomanage your personal finances. FEATURES Customization: Set up yourdashboard exactly the way you need it. Mobile Deposit: Depositchecks anytime, anywhere, right from your phone or tablet. DebitCard Control: Temporarily turn your card off or back on, or quicklyreport it lost or stolen. Alerts & Notifications: Set alertsfor transactions and balances. Add Tags, Notes, & Images:Enhance transactions with custom tags, notes or photos of a receiptor check to stay organized and find exactly what you’re looking forwhen searching through your finances. Contact: Locate ATMs orbranches and contact Bank Independent Customer Service directlyfrom the app. SAFE AND SECURE The app utilizes the same bank-levelsecurity that protects you when you’re on Internet Banking. The appalso features Touch ID and Face ID login options, in addition to aunique 4-digit passcode setting that prevents unauthorized access.GETTING STARTED To use the Sync Mobile App, simply download theapp, launch it, and log in with your existing Online Bankingcredentials. If you don't have credentials yet, tap "First timeuser? Enroll now". After you successfully log in to the app, youraccounts and transactions will begin updating.

Did you know most Americans pay $450 every year in bank fees?Recoupgets yours refunded. Recoup is one of the fastest growingfinancialadvocacy apps in the U.S. Recoup's Magic Formula — WithRecoup,safely connect to 16,000 bank, credit card, brokerage andstudentloan accounts in seconds. We find all your hidden financialfees andautomatically file refund claims on your behalf. Sit back,let us doall the work! Then, if your financial institution decidesto giveyou a courtesy refund, our modest fee is 25% of yourrefund. Earnedonly if we are successful. When you use Recoup,you’ll never earn somuch by doing so little. Serious Security —Recoup's bank-levelsecurity protects your sensitive personal data.256-bit Encryption —All information that travels between you andRecoup is encrypted.Privacy and Protection — Your data is cyberinsured up to $250,000through AXA. We Never Sell Your Data —Recoup never sells or sharespersonally identifiable information.Never. You Can Delete Anytime —Cancel your entire account anytime.Your data is deleted. Fast,Friendly Support — Need service? Justclick "Help" to contact ourRecoup Member Services team. Why loseall your spare money topredatory financial fees? Download Recoupand get your cash backtoday! Important Notice — Refunds are notguaranteed, vary on acase-by-case basis, and are the finaldecision of your financialinstitution. Recoup makes norepresentation that we will file arefund claim for any or allfees. We make no representation that wewill file claims during anyregular interval. The type and frequencyof claims filing is at oursole discretion based on our experienceand expertise with anynumber of variables including, but notlimited to, your bank, yourfee history, and past successful refundhistory.

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Kabbage® offers a suite of solutions built to help optimizeyoursmall business. Through our mobile app, you can access whatKabbagehas to offer: Checking, Funding, and Payments.KABBAGECHECKING™*[1] It pays to deposit, literally. Get manyfeatures of atraditional checking account, and none of the strings.Earn 1.10%APY on balances up to $100,000[2]. *The Kabbage Checkingaccount isprovided by Green Dot Bank. KABBAGE FUNDING™ Applying forFundingis free, and you’ll only pay for the capital you use,ifapproved[3]. With our app, it’s simple to access funds asneeded,and make repayments. KABBAGE PAYMENTS™ Accept paymentsthroughprofessional invoices and custom pay links. Kabbage Paymentsin themobile app is currently available to users onboarded priortoOctober 16, 2020. ©2021 Kabbage Checking™, Kabbage Funding™andKabbage Payments™ are trademarks of American Express. Green Dotisa registered trademark of Green Dot Corporation. ©2021 GreenDotCorporation. All rights reserved. Kabbage Payments, LLC isaregistered Payment Service Provider/Payment Facilitatorsponsoredby Fifth Third Bank, N.A., Cincinnati, OH. Bankingservices areprovided by and Kabbage Debit Mastercard® is issued byGreen DotBank, Member FDIC, pursuant to a license fromMastercardInternational. Mastercard is a registered trademark, andthecircles design is a trademark of MastercardInternationalIncorporated. Other Kabbage products and services arenot providedby Green Dot Bank or Green Dot Corporation. 1. KabbageCheckingaccount opening is subject to identity verification andapproval byGreen Dot Bank. 2. The annual percentage yield (“APY”)is accurateas of 5/1/21 and may change at our discretion at anytime. The APYis applied on account balances in your primary KabbageCheckingaccount and each associated Reserve, up to $100,000 intheaggregate. No interest is earned on aggregate balances ofover$100,000. The average daily balance method is used tocalculateinterest. 3. Kabbage Funding™ offers access to acommercial line ofcredit ranging from $1,000 to $150,000. Each drawon the line ofcredit will result in a separate installment loan.All loans aresubject to credit approval and are secured by businessassets.Every loan requires a personal guarantee. Monthly fees rangefrom0.25–3.50% for 6-month loans, 0.25–2.75% for 12-monthloans,0.25-2.50% for 18-month loans, and are subject to change forfutureloans drawn under the available line of credit. Not allcustomerswill be eligible for the lowest fee. Not all loan termlengths areavailable to all customers. Eligibility is basedoncreditworthiness and other factors. Not all industries areeligiblefor Kabbage Funding. Pricing and line of credit decisionsare basedon the overall financial profile of you and yourbusiness,including history with American Express and otherfinancialinstitutions, credit history, and other factors. Lines ofcreditare subject to periodic review and may change or besuspended,accompanied with or without an account closure. Late feesandreturn payment fees may be assessed. Loans are issued byAmericanExpress National Bank. To log in, users must have a Kabbageuser IDand password or create one in the app. All access to and useofthis app is subject to and governed by the American ExpressKabbageInc. Terms of Service and Privacy Policy.

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Oxygen is a modern digital banking platform for the 21stcenturyeconomy – the free thinkers, rebels, and entrepreneurs.Oxygen is afinancial technology company, not a bank. BankingServices providedby The Bancorp Bank, Member FDIC CASHBACK REWARDS¹TraderJoes, Gas,Food delivery, and more. Plus $1 back at yourfavorite coffee shop!GROW & MANAGE SAVINGS Boost your savingsby rounding up thechange; grow it with Annual Percentage Yields(APYs)³, up to 20xthe average national rate.⁴ RETAIL & TRAVELBENEFITS Retailbenefits like cell phone insurance and extendedwarranty, travelperks like delayed and lost luggage, hotel theft,and car rentaldamage waiver protection. See below for premiumbenefits on SELECTELEMENTS. EASY & SECURE Pay friends throughthe app, fee freebank transfers, pay bills, and access over 40,000fee-free domesticATMs⁵. Keep your money safe with card controls,card freezing, andvirtual cards. PERSONAL TIERS EARTH Noqualifications or fees. Nomonthly fees or minimum balance Allstandard benefits, plus: 2%Cashback / Savings with a robust APY onbalances of $20,000 or less/ 3 Savings Goals / 3 Virtual CardsWATER Qualification: 30consecutive days qualified deposit ($1,500),spend ($500) plus a$19.99 Annual fee.⁶ All standard benefits, plus:4% Cashback /Savings with a robust APY on balances of $20,000 orless / 10Savings Goals / 15 Virtual Cards / 2 mo. Netflixreimbursement AIRQualification: 30 consecutive days qualifieddeposit ($3,000),spend ($1,000) plus a $49.99 Annual fee.⁶ Allstandard benefits,plus: 5% Cashback / Savings with a robust APY onbalances of$20,000 or less/ Unlimited Savings Goals & VirtualCards / 2mo. Netflix & Peloton digital reimbursement/PriorityPass™Membership plus 5 Annual Visits FIRE Qualification: 30consecutivedays qualified deposit ($6,000), spend ($2,000) plus a$199.99Annual fee.⁶ All standard benefits, plus: 6% Cashback /Savingswith a robust APY on balances of $20,000 or less /UnlimitedSavings Goals & Virtual Cards / 2 mo. Netflix &Pelotonreimbursement/ PriorityPass™ Membership plus 10 AnnualVisits /Global Entry Reimbursement. BUSINESS ACCOUNT Cashback onRideShare, Gas & more! Customizable invoices Virtual cardswithspending controls Business Savings Account⁷ Form an LLC fromwithinthe app⁸ Banking Services provided by The Bancorp Bank,MemberFDIC. The Oxygen Visa® Debit Card and the Oxygen Visa®BusinessDebit Card is issued by The Bancorp Bank pursuant to alicense fromVisa U.S.A. Inc. and may be used everywhere Visa debitcards areaccepted. ¹ Cashback percentage varies by element.Variable annualfee, deposit and spend requirements may apply.Please refer toCashback Terms & Conditions for full details. ²1.25% annualpercentage yield (APY) applies to Fire Element only andwithbalances of $20,000 or less. For balances over $20,000, APYrangesfrom 1.25% to 0.21%. APYs current as of 9/9/21. Annual feeapplies,fees may reduce earnings. No minimum balance to open theaccount,however, monthly spend and deposit requirements apply.Seeoxygen.us/apy for details. ³ Savings APY varies byElement.Variable annual fees, deposit and spend requirements mayapply. Nointerest paid on balances over $20,000.  Please refertooxygen.us/apy for details. ⁴ Based on the average Savings APYatBankrate.com ⁵ Out-of-Network and International fees apply.Thirdparty fees may apply. ⁶ Annual fee assessed only once ifyoucontinue to meet the deposit and spend qualifications ⁷ Refertothe Business Savings Account Agreement for full details ⁸LLCformation is powered by CorpNet, Inc. Fees for LLC creationdifferby state and services selected

Figure Pay is your all-in-one mobile banking app. Pay $0 infees.Figure Pay does not charge any fees for
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