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After having innovated in 2010 with the unique calculation form,this application again offers an unparalleled tool on the PlayStore to simulate a complete financial project by progressivelyvarying its components: ■ Property price ■ Down payment ■ Agencyfees ■ Improvement costs ■ Bank fees ■ Various costs ■ Mortgageinsurance ■ Effective Rate As all fields are linked, you can refineyour project by trial and error. Some examples among manypossibilities: ■ Modification of the monthly payment → Impact onthe amount borrowed, the price of the property, the improvementcosts, etc. ■ Modification of the property price → Impact on agencyfees, financing, etc. ■ Change in initial fees → Impact on otherfees or financing ■ Change in bank or insurance fees → Impact oneffective rate ■ etc. Suitable for all types of loans: mortgageloan, car loan, … Please report potential issues [email protected]. Technical information: ■ Works on mobile andtablet ■ Access rights: Internet for ads and usage statistics ■Very small application that can be installed on the SD card ■ Canoperate without internet access Warnings: ■ Effective ratecalculations are based on initial and recurring bank fees. Bankcalculations may vary slightly. ■ By installing this application,you agree to the following conditions: the information provided bythis application is without guarantee of accuracy; it is up to theusers to validate them by themselves. The author can not be heldresponsible for the use or consequences of the use of thisapplication.

When your phone is ringing, Caller Locatorusesthe incoming telephone number to display the caller'sgeographicallocation (country, state, ...). This can helpdetermining who'scalling when the incoming number is not in yourcontact list. Thisis even more useful for foreign numbers theorigin of which issometimes hard to determine alone.Install this application now, LAUNCH IT AT LEAST ONCE TOACTIVATEIT (security rule since Android 3.1) and just wait for thenextcall!Note: Despite of tests on numerous devices, this app mightnotwork on your phone (notably with certainlock-screens).Troubleshooting options are available in thesettings. If none ofthem helps, you can uninstall this free andad-free app with noneed to rank it bad or to post a bad comment;-)Caller Locator also provides three additional features:* Add personal telephonic prefixes to recognize organizationsyouknow or be more precise for locations of which you knowtheprefix.* Vibrate at the end of a call to confirm that the conversationhasended.* Display the call duration when call ends (beta).Details:* The calling country is always mentioned.* When the call comes from a landline phone, a more preciseposition(such as state, region or department) is given forcertaincountries: U.S., Canada, India, United Kingdom,France,Switzerland.Limitations:* Locating the caller is only based on the incomingphonenumber.* So this application does not physically geolocalize thecallerbecause to date, this is not technically feasible.* Mobile originated calls will thus always be localized as ifcallswere emitted from their original country.* The localization process can thus also be wrong if caller hasaported number.* The localization can be impossible to achieve when the phone,itsSIM card and the calling country do not match (travel orimportedmobile)Permissions* Access to contacts: needed to prevent displaying location ofyourknown contacts when this option is active* Read phone state: to detect phone ringing* Hardware controls: to vibrate at end of calls when this optionisactive* Display system alerts: to display the notifications even whenthescreen is locked* Note that this app requests no network access and so cannotstealany information on your device100% free - no ads (except for my other app) - SD cardinstallpossible – No network access requested