Ascensus Apps

Download READYSAVE 529 to: - Securely access your 529 plan account- Check your account balance, transaction history, and investmentallocations - Add money to your balance as a one-time or recurringcontribution - See how your savings stack up to others in your plan-Easily invite friends and family to help give your savings a boostDownload the app today, select your plan, and log in using yourexisting account username and password. Stay tuned for newfunctionality as the experience evolves! Participants in thefollowing 529 programs can use READYSAVE 529 to access theiraccount: MOST – Missouri’s 529 Education Plan CollegeBound SaverSSGA Upromise 529 IDeal – Idaho College Savings Program DC CollegeSavings Plan Arkansas 529 GIFT Plan ScholarShare 529 Path2College529 Plan TNStars CollegeChoice 529 Direct Savings Plan PA 529Investment Plan KY Saves 529 The Education Plan College SavingsIowa Minnesota College Savings Plan Edvest College Savings PlanMichigan Education Savings Program CollegeInvest Oklahoma 529College Savings Plan SMART529 SMART529 Select NY’s 529 CollegeSavings Program Achieve Montana Learning Quest 529 EducationSavings Program College SAVE HI529 – Hawaii’s College SavingsProgram

Download READYSAVE™ to: • Login securely using facialrecognition,fingerprint recognition, or passcode • Check accountbalances,transaction history, and projected monthly retirementincome byplan • Track investments and personal rate of return overtime •Model changes in salary, retirement age, savings rate, andoutsideassets using Retirement Outlook to see how your balancecould grow• Adjust your savings rate with personalized guidancethat’s uniqueto you Wherever you are in your retirement journey,READYSAVE™ canhelp you build confidence as you save for yourfuture. Download theapp today and log in using your existingaccount username andpassword. Stay tuned for new functionality asthe experienceevolves.

to a workplace retirement plan. CalSavers is a low-cost,automaticsavings vehicle with professionally managed investments.Get asimple, trusted way to save. Use the mobile app to dothefollowing: • Change your savings rate • Check your balance •Viewtransaction history • Add personal contributionsVisitwww.calsavers.com to learn more about the program. Images areforillustrative purposes only. Android is a trademark of GoogleInc.The CalSavers Retirement Savings Program ("CalSavers" orthe"Program") is an automatic enrollment payroll deductionIRAoverseen by the California Secure Choice RetirementSavingsInvestment Board ("Board"). Ascensus College SavingsRecordkeepingServices, LLC ("ACSR") is the program administrator.ACSR and itsaffiliates are responsible for day-to-day programoperations.Participants saving through CalSavers beneficially ownand havecontrol over their IRAs, as provided in the ProgramDisclosureBooklet available at saver.calsavers.com. CalSavers isnotsponsored by the employer, and therefore the employer isnotresponsible for the Program or liable as a Programsponsor.Employers are not permitted to endorse the Program orencourage oradvise employees on whether to participate, how much(if any) tocontribute or provide investment help. CalSavers offersinvestmentoptions selected by the Board. For more information onCalSavers’investment options go to saver.calsavers.com. Accountbalances inCalSavers will vary with market conditions. InvestmentsinCalSavers are not guaranteed or insured by the Board, the StateofCalifornia, the Federal Deposit Insurance Corporation, or anyotherorganization. CalSavers is a completely voluntaryretirementprogram. Savers may opt out at any time or reduce orincrease theamount of payroll contributions. If a saver opts outthey can lateropt back into CalSavers. In addition, California lawrequires thatCalSavers conduct an Open Enrollment Period once everytwo yearsduring which eligible employees that previously opted outof theProgram shall be re-invited to participate underautomaticenrollment and must opt out again if they still do notwish toparticipate in the Program. Saving through an IRA may notbeappropriate for all individuals. Employer facilitation ofCalSaversshould not be considered an endorsement or recommendationby aparticipating employer, IRAs, or the investment optionsofferedthrough CalSavers. IRAs are not exclusive to CalSavers andcan beobtained outside of the Program and contributed to outsideofpayroll deduction. Contributing to a CalSavers IRA throughpayrolldeduction may offer some tax benefits and consequences.However,not everyone is eligible to contribute to a Roth IRA andsaversshould consult a tax or financial advisor if they havequestionsrelated to taxes or investments. Employers do not providefinancialadvice and employees should not contact an employer forfinancialadvice. Employers should refer all questions about theProgram toCalSavers. Employers are not liable for decisionsemployees makepursuant to Section 100034 of the CaliforniaGovernment Code.