Marcus by Goldman Sachs offers personal finance tools to help yousave, borrow, and invest. Grow your money with a high-yield OnlineSavings Account, high-yield CDs and No-Penalty CDs. Pay downhigh-interest debt with a no-fee personal loan. Automate yourinvesting with Marcus Invest. And you can connect thousands offinancial institutions to Marcus Insights -- free tools andtrackers that help you organize and optimize your finances. Whetheryou choose to use all our personal finance products or just one,we’re here to help you make the most of your money. GROW AND MANAGEYOUR SAVINGS Grow your money on the go with our high-yield OnlineSavings Account and Certificates of Deposit. • Earn a competitiverate on our Online Savings Accounts, No-Penalty CDs and high-yieldCDs • No minimum deposit to open an Online Savings Account •FDIC-Insured AUTOMATE YOUR INVESTING Marcus Invest helps take onsome of the work of investing. Our managed portfolios of ETFs aredesigned to keep costs low and optimized to help balance risk andreturns. Plus, you can customize your investing approach byselecting one of our Goldman Sachs investment strategies. • Get amanaged portfolio recommended for your risk level and investmentgoals • Portfolios built to include low-cost ETFs that have beenvetted by Goldman Sachs professionals • Open your investment orretirement account with as little as $1,000 OPTIMIZE YOUR FINANCESWITH HELP FROM MARCUS INSIGHTS Our free smart tools and trackersare designed to help you see your money clearly and make empoweredfinancial decisions. Marcus Insights is 100% free to use and easyto set up, even if you’re not already a Marcus customer. • Linkexternal accounts to see and track your finances in one place •Explore your spending breakdown by category • Visualize your cashflow CONSOLIDATE DEBT WITH NO FEES Marcus personal loans have nosign-up fees, no prepayment fees and you can customize your monthlypayment. • See your loan options in as little as 5 minutes • Loansbetween $3,500 and $40,000 • Fixed rates between 6.99% and 19.99%APR Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USAand Goldman Sachs & Co. LLC (“GS&Co.”), which aresubsidiaries of The Goldman Sachs Group, Inc. All loans and depositproducts are provided by Goldman Sachs Bank USA, Salt Lake CityBranch. © 2021 Goldman Sachs Bank USA. All rights reserved. MemberFDIC. Equal opportunity lender. Brokerage and investment advisoryservices offered by Marcus Invest are provided by GS&Co., whichis an SEC registered broker-dealer and investment adviser, andmember FINRA (https://www.finra.org) & SIPC(https://www.sipc.org). Research our firm at FINRA's BrokerCheck(https://brokercheck.finra.org/). Custody and clearing services areprovided by Apex Clearing Corporation, a registered broker-dealerand member FINRA/SIPC. Please consider your objectives beforeinvesting. Any information provided prior to opening a MarcusInvest account is on the basis that it will not constituteinvestment advice and that GS&Co. is not a fiduciary to anyperson by reason of providing such information. For moreinformation about Marcus Invest offerings, visit our FullDisclosures(https://www.marcus.com/us/en/disclosure/invest-disclosures).Investment products are: • NOT FDIC INSURED • NOT A DEPOSIT OROTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA •SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THEPRINCIPAL AMOUNT INVESTED © 2021 The Goldman Sachs Group, Inc. Allrights reserved.

Cinfed Credit Union’s Mobile Banking gives you secure andconvenientaccount access, 24/7. Check account balances, transferfunds, makebill payments, and much more straight from your iPhoneoriPad/Android device. Features: • View balances &transactionhistory for checking, savings, mortgage loans, andcredit cardaccounts • Transfer funds between your Cinfed accounts •Make billpayments to established payees • Deposit checks straightfrom yoursmartphone • Manage and lock/unlock your CinfedDebit/CreditCard(s) • Find the nearest Cinfed Credit Union branchor ATMDirections: If you are already enrolled in Cinfed OnlineBanking,use this information to sign into Mobile Banking. CinfedCreditUnion does not charge a fee for the use of our mobilebankingservice. Depending upon your service data plan, you mayincur webcharges or text messaging fees. Check with your mobileservicecarrier for more information. Federally insured by NCUA

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SingleCare is free to join and saves you up to80% on prescriptions and up to 40% on dental visits!SingleCare lets you see pricing for all services at local dentaland vision providers, which means you’ll know what to expect beforeyour visit and never be surprised by your bill.- Find the best savings at local pharmacies for yourprescriptions.- Search for dentists and optometrists in your neighborhood andcompare prices for services.- No ongoing fees means you only pay for the care youreceive.- SingleCare payment is secure and paperless. You’ll have your billimmediately after your visit with no surprises.- Customize your own team with your favorite providers.- Your SingleCare visit history is always just a tap away.Prescription, dental, and vision discounts are availablenationwide.

Are you self-employed, a freelancer or an independentcontractor?Organize your finances with QuickBooks Self-Employed andlet ushelp you find your tax deductions & maximize tax returnsintime for tax season!.Put more money in your pocket withthisconvenient mile tracker, expense tracker and taxdeductionsestimator. QuickBooks Self-Employed users have foundbillions inpotential tax deductions by using the automaticmileagetracker,  organizing business expenses by categoryandattaching receipts to the correct transactions.  TrackMileageAutomatically! • Mileage tracking automatically works usingyourphone’s GPS, without draining your phone’s battery. • Tripmileageis saved and categorized to maximize mileage tax deductions.ScanReceipts • The receipt scanner extracts importanttransactioninformation and automatically matches to a businessexpense soyou're always ready for tax time.  • Store a digitalcopy ofyour receipt in the cloud Expense Tracker to OrganizeBusinessExpenses • Self -employed, freelancer or small businessowner –manage business finances easily and keep up to date so youdo notmiss out on any tax deductions. • Import business expensesdirectlyfrom your bank account. Stay Prepared For Tax Time • Wetake careof your bookkeeping so you can avoid year-end surprises •Easilyorganize income and business expenses for instant tax filing•Directly export Schedule C income and expenses. • Instantlyexportyour financial data to TurboTax Self-Employed by upgrading totheTax bundle*. *Users will receive one state and one federaltaxreturn filing. Purchased TurboTax Self-Employed?ActivateQuickBooks Self-Employed today at no extra cost AlreadyhaveQuickBooks Self-Employed on the web? The mobile app is FREEwithyour subscription, and data syncs automatically acrossdevices.Just download, sign in, and go! Price, availability andfeaturesmay vary by location. Subscriptions will be charged to yourcreditcard through your account. Your subscription willautomaticallyrenew unless canceled at least 24 hours before the endof thecurrent period. Manage your subscriptions in Account Settingsafterpurchase. QuickBooks Self-Employed is from Intuit, the makerofTurboTax, QuickBooks, and Mint. To learn how Intuit protectsyourprivacy, please visit https://www.intuit.com/privacy/ *BasedonQuickBooks Self-Employed users who have identified less than$100kin deductions *Based on TY15 subscribers that haveidentified>$0 in business expenses and of those users that have>$0 intax savings *Getting paid 2X faster based on U.S.customers usingQuickBooks Online invoice tracking & paymentfeatures fromAugust 2016 to July 2017

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Fidelity Health can help those enrolled in health plans oraFidelity Health Savings Account (HSA) manage their benefitsandaccounts. We built the app to minimize the time, expense,andhassle of managing your health care needs andbenefitson-the-go—all in a central location. With Fidelity Health,you can:• See plan coverage and benefit details • Save your healthbenefitID cards • Find in-network providers • See HSA balanceinformationRemove the confusion and guesswork from your healthplans andbenefits. With Fidelity Health, your complete benefits andcoverageinformation is always right at your fingertips. Never worryaboutlosing your health benefit ID cards again. Just take picturesofyour cards with your smartphone camera, and we’ll store themforyou to access anytime, anywhere. No matter where you are,tophealth care providers are never more than a few taps away.It’ssimple to search in-network doctors, specialists, urgentcare,clinics, and more on-the-go. Always know how much youhaveavailable to spend from your HSA, whether you’re at thedoctor’soffice or the pharmacy. You’ll also have a list of recentHSAtransactions to help you manage your expenses. The FidelityHealthapp is available to those enrolled in employer-sponsoredhealthplans or an HSA with Fidelity. Fidelity Health and theFidelityHealth logo are registered service marks of FMR LLC. Imagesare forillustrative purposes only. Fidelity Brokerage Services LLC,MemberNYSE, SIPC © 2021 FMR LLC. All rights reserved. 1001822.1.0

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