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Forget all about any paperwork for your expense reports.Captiotransforms your smartphone into the perfect tool for yourcorporatetravel. Use it to capture your receipts, bills, mileageand othertravel expenses and automatically generate your reports.Captio isthe leading platform for automating business expensemanagement.Thousands of corporate travellers from companies in allsectors andof all sizes use Captio to unburden themselves frompaperwork ontheir business trips. It all starts with yoursmartphone, the keyto full digital management of your travel andexpenses. Captioeliminates paper from your company’s expensemanagement, filing allof the data practically and securely on thecloud. Moreover, itsautomatic scanning system removes the need formanual tasks,thereby enhancing productivity and preventing errors.In the freeversion of Captio, you can try out the automatic dataextractionfacility with 10 captures (which are renewed everymonth!), managethe rest of your expenses by entering them manuallyand generate anunlimited number of reports. In the full version,Captio goesbeyond simply filing reports from your smartphone andenablescompanies and their employees to control their expensesmoreeffectively and discover new saving opportunities. The processissimple: 1. You take a photo of the receipt. 2. Captioautomaticallyextracts the data. 3. Captio saves the image on cloud(throw thatpaper away!). 4. Whenever you want, you can generateyour expensereports at a single click. 5. If you have a supervisor,theyreceive the reports and the process continues (we also maketheirlife easier, keep reading!). Still want more? The full versionofCaptio integrates all of the aspects of expense management inasingle process for: ✔ Reporting business expenses,generatingexpense reports with your smartphone, without paper ormanual input(unlimited captures), including receipts, mileage,allowances, etc.✔ Supervising business expenses. Captioautomatically verifiescompliance with your company’s expensepolicies and notifies you ofany breaches. The supervisors canrevise the reports using theirmobile handsets. ✔ Reconciling creditcard payments. ✔ Managingexpenses in various currencies efficientlyand simply. ✔Classifying the information you need in order tomanage travelexpenses: categories, payment methods, customizablefields, etc. ✔Facilitating the process of VAT returns for yourbusiness expenses.✔ Managing business expenses, establishing groupsof users and costcentres. ✔ Accounting for business expenses,integrating expensemanagement data with your company’s processesand systems (SAP,Oracle, Microsoft Dynamics, Sage, etc.) Captio isalso accessiblefrom and full synchronized with our web applicationatwww.captio.com. Have you read this far and still have questions?Wewould be very glad to answer them for you. Write to [email protected].

Do you want to send money to or request money from yourfriends?Going on a group trip and need to share common expensesandpurchases? Download Verse for free and you can send,request,transfer and receive money instantly with your mobile, atno costand 100% safely. 💸 🔒 Sending and receiving money amongfriends hasnever been so quick and easy! Verse helps you to shareexpenseswith your friends and family and directly send transfersortransactions to anybody simply and easily, WITHOUT COMMISSION.Weall wonder sometimes how we should pay or collect paymentsfromindividuals for group dinners, gifts, parties or trips, right?WithVerse, transferring or requesting money for a common pot onlineisso simple. You'll see just how much easier paying, sendingmoneyand making transfers between mobiles makes your life. What isVerseuseful for? ✔ Paying, requesting and sharing expenses. Don'tletpeople forget to contribute their share to the common pot andpayevery ’little’ debt. ✔ Paying your share of the petrol whenyoushare a journey. No more headaches over not having exact change.✔Dividing the bill when you have dinner with friends andrequestingand collecting the right amount from each person. ✔Organisingparties and paying for tickets on your mobile usingVerse. ✔ Givingjoint birthday gifts. Create an online pot and avoidpeople gettingaway with not paying their share. ✔ Buying foreigncurrency whentravelling, at much lower rates than at the bank. ✔Sending moneyto or requesting it from Europe, free of charges andcommissions.Discover the advantages of this app that lets you sendmoneybetween individuals: Free and immediate Verse is a free appthat’seasy to use, quick and doesn't charge commission when sendingmoneybetween friends. Your transfers are completely secure Verse isacash safe legal entity with permission to carry out any typeofpayment between mobiles and provide money-sending servicesusingbank-level security systems. Sending money between individualsTheeasiest way to pay, lend or collect money from your friends,familyand acquaintances using your mobile. Say goodbye to debtsamongfriends! Whatever bank you're with We don't apply commissionlikebanks do; the app works using commission-free online transfers.Webelieve that sending and receiving money between individuals,aswell as making payments to other people, should always befree.Verse doesn't belong to any bank. Receive money from one orseveralcontacts at once Verse allows you to request money usingyourmobile. Create an online pot to fund gifts, dinners, taxis,etc.Total control over your transactions Keep absolute controloverevery transfer and group of transactions that you requestandreceive. Activities Have fun remembering shared moments.EventsOrganize your plans and divide the expenses from the get-go.Don’tlet a few quid spoil your fun! Groups Are you planning a tripwithfriends? Do you have a group of buddies that you always dothingswith? Are you part of a sports team in which different peoplepaydifferent things every time? Do you share an apartment and wanttoeasily monitor and split all of your recurring expenses? AtVersewe're launching our new "Groups" feature, which is the perfecttoolto see how much is spent by each person on gas, tolls,groceries,food, drinks, souvenirs, etc. With Groups you'll be ableto betterorganise, split and track group expenses that were, untiltoday,hard to manage. Let everyone pay what they owe! Need to sendmoney?With Verse, you can send or order money to numerous countriesusingyour mobile. Invite your friends and enjoy mobile payments.AtVerse, we reward you for every friend that you recommend whentheymake their first transactions 😉 Transferring money to yourfriendshas never been easier, quicker or more secure. Download theapp forfree and start sharing expenses! Contact us 🙋 Email [email protected] http://www.verse.me

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Con la app de banca móvil Openbank gestiona de manerasencilla,intuitiva y segura tus cuentas bancarias. Gestiones paratu día adía • Paga con tu móvil en todos los establecimientos queaceptenpago contactless. • Envía dinero al instante con Bizum. •Iniciasesión con tu huella. • Apaga y enciende tus tarjetastemporalmentepor ubicación y por uso. Por ejemplo, elige si laquieres usar soloen ciertos países o apagar su uso en cajeros. •Consulta todos losdetalles de tu tarjeta, incluyendo el PIN y elCVV. • Programa yrealiza transferencias nacionales y da de altanuevos beneficiarioshabituales. • Consulta tus gastos, clasificadospor categorías yten un mayor control de tus movimientos. • Añadetus otros bancos yconsulta de un vistazo todas tus finanzas desdetu App Openbank conel Agregador Financiero. • Aplaza el pago de lascompras y pagos. •Puedes contratar cualquiera de nuestras tarjetas:de débito,crédito o nuestros Packs Premium y Diamond. • Modifica ellímite detus tarjetas. • Carga y descarga tus tarjetas prepago. •Puedessolicitar préstamos para imprevistos o lo que necesites. •Gestionatus recibos y domiciliaciones de forma 100% digital. •Personalizatu avatar personal y consulta o modifica tus datospersonales o tusclaves. Invertimos por ti (servicio de inversiónautomatizada) •Ahora con Roboadvisor puedes invertir como unexperto, sindedicarle mucho tiempo y con una mínima inversión. •Invierte porobjetivos: un nuevo coche, un viaje, una casa o lo quequieras.Indica tu aportación inicial y en qué fecha quieresconseguirlo. Tefacilitaremos estrategias para conseguirlo. Túinviertes • Compra yvende acciones en más de 25 mercados. • Elige einvierte en más de1.000 fondos de inversión, al instante. • Utilizainformación detendencias de mercados sobre las principalesacciones, y unbuscador con múltiples criterios para que puedasestar al tanto denuevas oportunidades. • Consulta los movimientos yliquidaciones delos depósitos. Seguridad para ti • PasswordManager. Gracias a esteservicio, puedes guardar tus contraseñas ysecretos en un lugarseguro. • Personalización de seguridad. Puedeselegir cómoconfirmas las operaciones que realizas tanto desde laweb como laapp. Promociones y Descuentos Open • Date de alta entodas laspromociones para clientes desde tu app en tan solo 2clics. •Disfruta de los Descuentos Open al pagar con tus tarjetasOpenbanken grandes marcas. ¡Y mucho más! ¡Ayúdanos a mejorar laapp!Envíanos tus sugerencias a [email protected]

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