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Easy Access: • Works with Fingerprint from eligible devices(notsupported on jailbroken devices) Manage Your Account: •ViewAccount Balance • Activate your card • Pay your bill • Viewyourtransactions • View your rewards • View your FICO® Score •ManageEmail and SMS Alerts • Initiate a Balance Transfer (if anoffer isavailable) • Get account notifications on your mobile phone•Update your personal information • Manage your saved bankaccounts• Manage your statement delivery options • Maintain PIN •Manageyour Travel Notifications • Contact our customer servicecenterwith one touch dialing Disclosures: Some features areavailable foreligible customers and accounts only. There is nocharge fromMercury® Card, but message and data rates may apply.Such chargesinclude those from your communications serviceprovider. Deliveryof alerts may be delayed for various reasons,including serviceoutages affecting your phone, wireless or internetprovider;technology failures; and system capacity limitations. Anytime youreview your balance, keep in mind it may not reflectalltransactions. This card is issued by First Bank &Trust,Brookings, SD, pursuant to a license from MasterCardInternational.Mastercard is a registered trademark, and the circlesdesign is atrademark of MasterCard International Incorporated.

Start banking wherever you are with Lake CityMobile Banking! Available to all Lake City Bank online bankingcustomers, Lake City Mobile Banking allows you to check balances,make transfers and pay bills.Available features include:Accounts- Check your latest account balance and search recent transactionsby date, amount, or check number.Transfers- Easily transfer cash between your accounts.Bill Pay- Pay your bills on the go via your mobile device.Locations- Find branches and ATMs.

Best Buy Assured Living is a sensor-based notification servicethatconnects you with your loved one without intrusion. With thisapp,you can receive real-time, custom notifications about yourlovedone’s well-being from anywhere – on your iPhone, iPad or yourAppleWatch. WELLNESS INSIGHTS Use data to discover patterns inyourloved one's activities for more informed conversations.CUSTOMNOTIFICATIONS With sensors tracking and sending automaticupdatesto your phone and dashboard, you can customize notificationsaboutyour loved one’s activities and well-being. VOICE AUTOMATIONUsingthis app, daily tasks like turning on and off lights, lockingdoorsand changing the temperature are a lot easier and more fun foryourloved one. AUTOMATIC REMINDERS Set up automatic reminders toensureyour loved one doesn’t miss an important task liketakingmedication. Note: This app requires hardware installationfrom BestBuy and a subscription to Best Buy Assured Living. Tolearn more,visit BestBuy.com/AssuredLiving.

Independence Bank offers you even more independence with thefreedomto bank your way anytime, anywhere with our streamlined,securemobile banking application. Experience full functionalitywith acomprehensive suite of services available on our mobile app.Viewand Manage Accounts View total loan and deposit information onallof your Independence Bank accounts in one place. Take a deeperdiveinto specific account activity and balance information withtheclick of a button. Card Services Manage all Independence Bankdebitcards issued to you through one simple platform. Easilytoggle yourcard on and off in real time and control cardfunctionality withoutdisrupting recurring transactions. Move MoneySecurely move moneywhen and where you want it, without having towrite a check orwithdraw cash. By establishing payees, youdetermine how you want topay either through initiating person toperson payments, setting upa bill pay or moving money to anexternal account. Personal FinanceManager Take charge of yourfinances with our Personal FinanceManager that allows you to see acomplete snapshot of your finances.Combine your Independence Bankaccounts with external accounts tounderstand your overall spendinghabits, set budgets, createspending categories and calculate yournet worth. Mobile CheckDeposit Deposit money on the go by snappinga picture of the checkon your mobile device. Need to deposit morethan one check at atime? Customers can take advantage ofmulti-check capture withindigital banking. Business ServicesBusiness customers can takeadvantage of automated paymentprocessing with set entitlementcontrols and tasks for team membersso you can focus on what’simportant. Business users can alsoexperience enhanced payrollsolutions allowing you to initiate andapprove all activity fromyour mobile device. Need to wire funds?Not a problem. With theIndependence Bank mobile app, businessescan initiate and senddomestic or international wires all from yourdevice. Online AccountOpening Choose from a variety ofIndependence Bank accounts to openonline anytime, anywhere so younever miss a moment. Select thefeatures you want for each accountand customize how you want tofund the account. If you need toleave the application and comeback, you will be assigned a uniqueconfirmation number that willallow you to pick up right where youleft off. View Documents Viewimportant customer documents in oneplace such as notices, bankstatements and tax documents. ManageAlerts Establish custom alertsgiving you real-time notification onyour account activity. Set upcustom security alerts, variousaccount alerts to keep you on trackof your spending and savingshabits and manage card alerts withinthe mobile application so youstay on top of your finances. FindLocations The nearestIndependence Bank location is just a clickaway. Search locationinformation, hours of operation, ATM and ITMdetails within themobile app. Secure Messaging Need assistance?We’re here to help.Securely send and receive messages to ourCustomer Service Centerthrough the mobile banking application. Inorder to take advantageof our seamless banking services, you mustbe enrolled in DigitalBanking and have an Independence Bankchecking or savings account.If you are not currently enrolled,please call or visit yournearest Independence Bank location or ourwebsite www.1776bank.comto learn more. Once enrolled, download theapp to begin managingyour finances anytime, anywhere from anymobile device. Fingerprintreader and facial recognition areavailable for supported Androiddevices. Once enabled, quickly andsecurely access your accountswithout having to enter your password.*standard text messagingrates may apply

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Earn Free Groceries with every netpurchase,everywhere Visa is accepted! With the Fry’s REWARDS Visa®App youcan apply for and manage your Fry’s REWARDS Visa® Card. Whenyouapply and are approved for the card through this App, enjoy 25¢offfuel for a year when you redeem 100 fuel points(1) AND receivea$25 coupon for FREE groceries(2)! The App helps you keep trackofyour Rewards points so you know how much you will earn infreegroceries each quarter. Rewards certificates areautomaticallymailed to you 4 times a year.Fry’s REWARDS Visa® Card Benefits(3)• Earn 1 point for every net purchase, everywhere Visaisaccepted• Earn double points on all net purchases in our Kroger familyofstores• Earn 3 points on all net purchases you spend on KrogerfamilyproductsThere is no limit to the amount of rewards you canaccumulate!Earn $5 for every 1,000 points.Terms & Conditions1. Offer applies to new cardholders only who apply by5/31/17.Discount is available at Kroger Family of Companies FuelCenterswhen you redeem at least 100 existing fuel points earned inasingle month. You must scan, redeem fuel points and pay withyour1-2-3 REWARDS® Visa Card in order to receive this fueldiscount.Additional 25¢ discount offer expires one year fromthecardholder’s approval date. Upon expiration, cardholderwillreceive additional 5¢ fuel discount at Kroger Family ofCompaniesFuel Centers, when they scan, redeem fuel points and paywith their1-2-3 REWARDS® Visa Card. Not valid with any other fueloffer.Accumulation excludes taxes, office services, tobacco, fueland anypurchases prohibited by law. Fuel discount effective for alimitedtime at participating fuel center locations. Not valid inAL, LA,MO or where prohibited by law. Purchases made at KrogerFamily ofCompanies Fuel Centers do not earn 1-2-3 REWARDS® VisaCard points.Please see store for fuel discount details and in-storespendingrequirements. Selling or purchasing fuel points isprohibited. Fuelredemption offer cannot be combined with any otherdiscounts. Nodiscounts to dealers, wholesalers, or fleet programs.No cash back.Not valid where prohibited by law. We may suspend orremove youfrom the fuel program due to violation of these terms orbecause offraudulent activity or suspected fraudulentactivity.2. For a limited time only. Subject to credit approval.Mustactivate and make your first purchasewith your 1-2-3 REWARDS® Visa Card in our stores for coupon tobevalid. Coupon valid for 90days. Coupon is provided on card carrier that accompaniescreditcard. Coupon only applicablefor new 1-2-3 REWARDS® Visa Card Accounts.3. Earn points toward free groceries, excluding purchase madeatKroger Family of Stores FuelCenters. Net spend is purchases minus credits and returns.Rewardssent automatically only tobalances greater than or equal to 1,000 points. RewardsCertificatescannot be redeemed at Fuel Centers.The creditor and issuer of the 1-2-3 REWARDS® Visa® Card isU.S.Bank National Association, pursuant to a license from VisaU.S.A.Inc.Your privacy and security are important to U.S. Bank and wearecommitted to protecting your information. Learn moreatwww.usbank.com/privacy

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CityNET Mobile Banking by CNB allows you tobank on the go. It’s free to download and offers quick access formanaging your bank accounts. Check your balances, pay bills,transfer money, and locate ATMs and banking centers with just atouch. Our native app is fast, secure, and free.Features:Check Account BalancesTransfer funds between accountsPay Bills**Find our ATMs and Banking Centers using the GPS system provided byyour devices.****Must be an Online Banking Customer**Online customers must first setup transfer and bill pay accountsprior to using these features.***This is limited to locating our banking centers and ATMs. Pleaserefer to your carrier for any fees that may apply.

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