Welcome to Prosper Invest! Our beautiful new mobile experiencewasdesigned from the ground up based on feedback fromProsperinvestors like you. Now you can easily manage yourportfolioanytime, anywhere: • Set up, review, and adjust yourtargetportfolio allocations using our Auto Invest tool • Investmanuallyby browsing and selecting from individual loan listings •Add cashto your Prosper investment account in one-time, weekly ormonthlyincrements • View details on each Note you’ve invested in,at aglance • View your total gain/loss to date • See howyourinvestments have impacted the lives of borrowers across thecountry• Keep tabs on how your portfolio is performing You musthave anactive Prosper investor account to use this app. ABOUTPROSPER:Prosper was founded in 2005 as the first peer-to-peerlendingmarketplace in the United States. Since then, we’vefacilitatedmore than $15 billion in loans to more than 930,000people. ThroughProsper, people can invest in each other in a waythat can befinancially and socially rewarding. Borrowers applyonline forfixed-rate, fixed-term loans between $2,000 and$40,000.Individuals and institutions can invest in the loans andearn solidreturns. For more info or to create a new Prosperinvestor account,please visit prosper.com/invest.

Stop harassing collection calls and settle unpaid debts withSettleiTsoft® The free debt settlement App, and web-based debtnegotiation platform, empowers consumers to combat predatory debtcollection practices and stop harassing debt collection calls. Thisintuitive software encapsulates all aspects of the debt negotiationand debt settlement process in a unique automated and easilyaccessible online platform; making it simple to digitally interact,negotiate payment arrangements, and create settlement agreementsfor any delinquent debts, such as unsecured credit card debt,student debt and medical in a secure virtual environment. NOMINIMUM DEBT AMOUNT REQUIRED Conveniently negotiate repayment termsas well as debt settlement arrangements with your creditors or debtcollectors for any debt amount. SettleiTsoft is designed to replacethe traditional methods of debt resolution with a transparent andefficient debt negotiation software. This Patent Pending platformsupports a highly secured private communication technology thatincludes real-time Chat between the negotiation parties (debtorsand creditors). The system enables the debt negotiation process “onthe go” through easy to use web portals and mobile applications.The user is always in control and both debtors and creditors maychoose to accept, reject, or make counteroffers to settlementproposals. MANAGE YOUR HOUSEHOLD BUDGET Even if you don’t need itsinnovative debt negotiation and debt settlement capabilities,SettleiTsoft provides powerful Financial Management tools that willhelp you take control of your financial life; allowing you tocreate a livable, realistic budget and plan the future for yourselfand your entire household. To learn more about all the software’scapabilities, visit www.settleitsoft.com and view the video How toStart Using SettleiTsoft. In addition, dozens of videos featuring awide variety of financially-oriented topics are found in thesoftware Knowledge Base and YouTube; allowing you to take fulladvantage of the SettleiTsoft experience. STAY ON TOP OF YOURSETTLEMENT PROCESS • Validate the accuracy of your unpaid debts andthe correct creditors’ credentials. • Combat predatory anddeceptive debt collection practices. • Protect yourself fromfraudulent - debt settlement and debt collector - companies’activities. • Stop annoying harassing calls; while opening a securechannel of communication to negotiate unpaid balances with yourcreditors. • Set up and manage account notifications, which informyou about actions regarding each settlement offer; track yoursettlement payments and digitally store your settlement agreements.• Review and accept offers customized to your financial needs. •Easily take control of your financial life Available in severallanguages (English and Spanish initially), this innovative softwareplatform also provides myriad debt relief alternatives to thoseconsumers who simply want to control and better manage theirpersonal finances. The SettleiTsoft Team is committed to theongoing improvement of this powerful debt settlement App andweb-based debt negotiation platform, helping consumers alleviatestressful collection activities and achieve financial stability.Welcome aboard!

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Meet Kris+, your lifestyle rewards app that lets you enjoyexclusive deals and privileges every day at over 1,000 dining andretail partner outlets in Singapore. Enjoy up to 6% rebates and getthe BEST miles rate in town of up to 9 miles per SGD spent, bysimply making payments through the app as you shop and dine! WithKris+, everything adds up: DEALS, PRIVILEGES, REWARDS & REBATES- Privileges with minimum of 10% off, 1-for-1 deals andcomplimentary treats. - Exclusive birthday privileges during yourbirthday month. - Earn rebates in miles for every payment madethrough the app, with no minimum spend or cap in the maximum numberof miles you can get. As good as cashback! - Your spend on Kris+lets you earn both rewards from Kris+ and your credit card, easilydoubling your rewards! - Convert reward points from your Citibank,CapitaStar, DBS or UOB account to miles. - Redeem your earned milesto offset your future purchases or transfer them to your KrisFlyeraccount to accumulate for your next Singapore Airlines flight.PARTNER MERCHANTS - In Singapore, there are 300+ partnering brandsand over 1,000 outlets across dining, retail, wellness, leisureactivities and services categories. - Local partners include –award winning restaurants like Braci, Amò, atout and Alma by JuanAmador; casual dining restaurants like Aburi-EN, Enjoy EatingHouse, Mrs Pho, The Coffee Academics and Nuodle; cafes and bistroslike Paris Baguette, Gong Cha, Cedele, Mellower Coffee and 25Degrees Burger; retail brands like Harvey Norman, Challenger,Simmons, In Good Company, PUMA, Bottles&Bottles and FairPriceFinest; services like Esso, Shunji Matsuo and PHS HAIRSCIENCE;attractions like Holey Moley Golf Club, Ola Beach Club and iFly;wellness salons like House of Traditional Javanese Massage LifeSpa,and Kenko Wellness. - Use Kris+ and enjoy privileges at countrieswith partnering merchants, including South Korea, India, Australia,Indonesia, Hong Kong, Indonesia, Philippines, Thailand, and more.FEATURE HIGHLIGHTS - Monthly flash deals for vouchers and promocodes. - Complete in-app challenges and get rewarded instantly. -Frequent bonus miles and miles-back promotions. - Transfer miles toand from your KrisFlyer account to your Kris+ app. - Discoverpartner outlets nearby where you can use Kris+. - Shop directly onKrisShop and earn miles for every transaction made. - Personalisedpush notification and recommendations. - Retrieve your SingaporeAirlines pass within 24 hours. before arriving in Singapore, orduring your stay in Singapore. SEAMLESS PAYMENT - Set up Google Payon your mobile phone with your desired debit / credit card; Kris+will automatically detect this as a payment option - Simply scanthe QR code at our partner outlets with your Kris+ app and proceedwith payment using Kris+. REFERRAL REWARDS - Earn SGD 5 worth ofmiles for both you and your friend for every successful Kris+referral. For more information, visit https://krisplus.com