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Account opening is subject to registration and IDverification.1Sayhello to The H-E-B® Debit Account, a great way topay from acompanyTexans have trusted since 1905. Some of thebenefitsinclude: • Earn5% cash back on H-E-B brand products2 whenyou usethe H-E-B Debitcard at select in-store locations.* • Thereis nomonthly fee tomaintain your account. • Short on funds?Withqualifying DirectDeposit, our Purchase Cushion 3 may cover youupto $20 if you falla little short. (Resolve negativebalanceswithin 30 days by addingfunds to your account.) • Accessfunds upto 2 days fast er4 withDirect Deposit. • Free cashwithdrawals atH-E-B ATM s.5 • Add fundsto your account at no-cost6by visitingthe H-E-B Customer ServiceCenter or checkout. Visithebdebit.comto learn more. *Visithebdebit.com for select in-storelocations.More locations to beadded in the future. Some exclusionsinclude:H-E-B curbside anddelivery, pharmacy prescriptions, giftcards,restaurants, orpurchases at H-E-B gas stations. 1 IDverificationrequired. We willask for your name, address, date ofbirth, andyour government IDnumber. We may also ask to see a copyof yourdriver's license orother documents at any time. 2 To receive5%cash back, you mustpurchase a H-E-B brand product using yourH-E-BDebit Card issued byMetaBank, N.A. Cash back discount may varyonselect H-E-B brandedproducts and may vary by H-E-B store. Alistof select participatingH-E-B stores is available athebdebit.com.Some offer exclusionsinclude H-E-B curbside anddelivery, pharmacyprescriptions, giftcards, restaurants, orpurchases at H-E-B gasstations. Cash backwill be credited to youravailable balancewithin 7 business days.Cash back sponsored byH-E-B. MetaBank,N.A. and Netspend do notsponsor, and are notaffiliated with theoffer. 3 The $20 PurchaseCushion is not anextension of credit. Tobe eligible, Accountholdermust have receivedqualifying DirectDeposits of paychecks and/orgovernment benefitspayments totalingat least $500.00 within one(1} calendar month. Seethe DepositAccount Agreement for details. 4Faster funding claim isbased on acomparison of the MetaBank,National Association, policyof makingfunds available upon receiptof payment instruction versusthetypical banking practice ofposting funds at settlement.Fraudprevention restrictions may delayavailability of funds withorwithout notice. Early availability offunds requirespayer'ssupport of direct deposit and is subject tothe timing ofpayer'spayment instruction. 5 Free ATM withdrawals atH-E-B brandedATMs("in-network ATMs"} in the US. Visit your OnlineAccount Centerfora list of in-network ATMs. Transactions at allnon-H-E-BbrandedATMs are $2.95, operator may assess additionalcharges. 6There isno fee to add funds at participating H-E-Blocations for theH-E-B®Debit Account. See the Deposit Agreementfor details andadditionalfees. The H-E-B® Debit Account and H-E-BDebit Card areestablishedby MetaBank®, National Association,Member FDIC, pursuanttolicense by Mastercard InternationalIncorporated. Netspend isaservice provider to MetaBank, N.A.Certain products and servicesmaybe licensed under U.S. Patent Nos.6,000,608 and6,189,787.Mastercard is a registered trademark, andthe circlesdesign is atrademark of Mastercard InternationalIncorporated. Cardmay beused everywhere Debit Mastercard isaccepted. ©2021NetspendCorporation. All rights reserved worldwide.Netspend isthefederally registered U.S. service mark of NetspendCorporation.Allother trademarks and service marks belong to theirowners.GooglePlay and the Google Play logo are trademarks ofGoogle LLC.