ZA Bank, be the game changer! From Hong Kong's No.1 virtual bank-ZA Bank, to Hong Kong's first Visa card with personalisedcardnumber – ZA Card, we're committed to bring you a differentbankingexperience. The first-ever Visa card with personalisednumber Forthe first time in Hong Kong, you can decide your cardnumber yourway. Choose your own card for real. ZA Card gives whatyou needSupported by Visa, enjoy free cash withdrawal at over 3,000localbanks' ATMs in HK and access to over 2.7 million ATMsworldwide. NoCVV, expiry date or even your signature on thephysical card,reaching a new level of security. 1% Savings rate byZA Savings GoEnjoy a different way to save with Savings Go. Earn asyou deposit!ZA Bank Loan We provide loan amount up to HKD 1,000,000withflexible repayment period of 6 to 60 months. The range of APRisfrom 1.99% to 35%. 7-day cooling off period Early repay the loaninfull within 7 calendar days to enjoy an interest andchargeswaiver. ZA Verify offers a smoother and safer shoppingexperienceNo more waiting for SMS during online shopping! With thebrand newZA Verify, you can verify the transaction within the appinseconds. 24/7 for you, whenever you need We offer a suitesofbanking services anytime and anywhere, including savings,timedeposit loan and more. Top-notch security protection Youraccountsecurity is a big responsibility to us. We apply robustdigitalsecurity technology, including multi-factor Authentication(MFA)and other intelligent security protections. ZA Bank is amember ofthe Deposit Protection Scheme. All eligible deposits arecovered bythe scheme with a limit of HKD 500,000 per depositor.Terms &conditions apply. Visit bank.za.group to find out more.To borrowor not to borrow? Borrow only if you can repay! Thedescription of'Hong Kong's No.1 virtual bank' is defined by ZABank’s leadingposition in the virtual banking industry in terms ofnumber ofusers, personal deposits and loan amount as of 31 December2020.This banking mobile application ("App") is provided by ZABankLimited ("We", "us" or "our") for use only by ourexistingcustomers or persons holding a valid Hong Kong IdentityCard andhaving a residential address in Hong Kong ("Customers").Please donot use this App if you do not have a valid Hong KongIdentity Cardand a residential address in Hong Kong or (if outsideHong Kong)you are not our existing customers. This App and theinformationprovided through it is not intended for use by anyperson in anyjurisdiction where such use would not be permitted bylaw orregulation. Any person who is not a Customer who uses theApp,releases us from any liability, claims, damages, losses orcostsarising from any non-compliance with the applicable proceduresandinstructions herein. We are not authorised or licensed in anyotherjurisdiction for the provision of the products and/orservicesavailable through this App, nor do we represent or warrantthatcontents on this App are appropriate or available for useoutsideHong Kong. Please ensure you comply with local laws andregulationsapplicable to you before using this App or our services.This Appshould not be considered as communicating any invitationorinducement to engage in banking or lending, or any offerorsolicitation to provide products or services to any personwherethe local law or regulation does not permit such activity ortheuse of such products or services. By applying for anyproductsand/or services through this app, you declare and confirmthat youcomply with local laws and regulations applicable to youfor usingthis app or our services.

[Instant Remote Account Opening] Join DBS Treasures in 10minutes.Open a Multi-Currency Savings Account and a WealthManagementAccount on your mobile and enjoy exclusive privileges&rewards. [Wealth Management features] • One-glancePortfolio:Monitor your wealth portfolio on-the-go & view yourassetmovements, holdings, allocation at your fingertips • OnlineEquity/ETF Trading: Invest not only in HK and US stocks but also in7 keymarkets around the world - HK, SG, US, CA, JP, AU and UK •OnlineFund Investment: Buy and sell over 240 different Funds •OnlineForeign Exchange: Trade 14 foreign currencies 24x7 real-timeatpreferential rates • Research and Insights: Obtain freshmarketupdates and analysis from our Chief Investment Office •PushNotifications: Get personalised insights you don’t want tomiss.[Daily Banking services] • Digital Token: Authenticateyourtransactions safely and conveniently without a physical token •DBSRemit: Same day fund transfer to 42 locations at $0 fees. •LocalTransfer, PayFast and Scan & Pay: Pay and receive HKD andRMBacross local banks with the mobile phone number, email addressorFPS ID and pay merchants & bills instantly with FPS QRcode**Powered by Faster Payment System Not yet a DBS customer?DownloadDBS digibank HK App now and join DBS Treasures instantlyExistingDBS customer? Download DBS digibank HK App now and log inwith yourexisting DBS iBanking username and password. If you don’thave aDBS iBanking account, register now via DBS digibank HK Apporgo.dbs.com/hk-ibanking-en. To find out more about theaccesspermissions, visit: go.dbs.com/hk-digibank-ap-en. Byinstalling theapp, you have read and agree the Terms &Conditions for DBSiBanking and DBS digibank HK(go.dbs.com/hk-ib-tnc-2020-en).

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HSBC HK Mobile Banking has been speciallybuilt for our Hong Kong customers*, with reliability at the heartof its design.What are the benefits?• Mobile Security Key – for faster log on using just one password ,confirm transactions like bill payments, register and increaselimit on HSBC Easy Pay, also to generate security code to log on toInternet Banking• Accounts – up-to-date view of your local and globally-linkedbanking and credit card accounts; plus transaction search• Manage money – make local and foreign currency transfers &pay bills to registered payees, set-up recurring payments in HKD,make transfers to your globally-linked accounts; use HSBC Easy Payfor transferring money (to eligible HSBC and Hang Seng Bank Limitedaccounts) using mobile numbers• Message us – send us a secure message and choose whether toreceive a response by reply or a call back• User-friendly design - new and improved design offering asmoother, streamlined experiencePlus much more.Getting started is easy!• Customers new to HSBC’s digital banking can now register via themobile app• Existing customers can log on with their Personal InternetBanking detailsSo download the new HSBC HK Mobile Banking app today to enjoy thefreedom of banking on the go.We do hope you enjoy using HSBC HK Mobile Banking app! We’d love tohear from you – please send us a message from within the app totell us how we can continue to improve the app.*Important:This App is provided by The Hongkong and Shanghai BankingCorporation Limited (‘HSBC HK’) for the use of existing HSBC HKcustomers only. You should not download this App if you are not anexisting HSBC HK customer.

This mobile application is compatible with Android 9 and up.

Conduct online trading of stocks listed in 3 stock markets withease- Provides a one-stop solution to trade HK stocks, A sharesand USstocks -Trade US stocks online by submitting Substitute FormW-8BENin-app Seize the opportunity and apply for IPO - IPOfunction withIPO financing service is available. Apply for an IPOin just 3steps. Track the market response and stock performanceafterlisting. Safe method to logon - Fast logon process onexisting HangSeng e-Banking users with ONE credential and softtoken across alldigital channels, including Mobile Security Key orbiometricauthentication. Instant Order Placement - Quick Buyfunction helpsplace order in 4 simple inputs. Grab goldenopportunity at ease -Provide effortless synchronization oftraders' Watchlist across allHang Seng platforms, ensure you tokeep abreast of market trends.Detailed quotes at one glance -Search your stocks by stock numberor name, display interactivecharts and order searches. Calculatethe profit and loss inreal-time - Allow real-time portfoliomanagement and calculation onprofit and loss statement.Personalized for building your wealth -Display relevant news basedon your watch list and portfolio, plusspecial analysis of Hang SengInvestment Manager and other marketexperts. More functions to come,stay tuned! Learn more from "HangSeng Invest Express" website:http://www.hangseng.com/investexRemark: To use "Hang Seng InvestExpress", you have to first own asecurities account. Disclaimer:Hang Seng Invest Express mobile app(“Invest Express”) and thecontents of this material/correspondenceare provided by Hang SengBank Limited (“Hang Seng”) for use ofexisting customers of HangSeng only. Please do not download InvestExpress if you are not anexisting customer of Hang Seng. HangSeng, whose registered officeis at 83 Des Voeux Road, Central,Hong Kong, is incorporated in HongKong with limited liability andis a licensed bank regulated by theHong Kong Monetary Authority.Please be aware that Hang Seng is notauthorised or licensed in anyother jurisdiction for the provisionof the services and/orproducts available through Invest Express. Wecannot guarantee thatthe services and products available throughInvest Express areauthorised to be offered in any otherjurisdiction. Invest Expressis not intended for download or use byany person in anyjurisdiction where such download or use would notbe permitted bylaw or regulation of such jurisdiction. Theinformation providedthrough Invest Express is not intended for useby persons locatedin or resident in jurisdictions where thedistribution of suchmaterial may be considered marketing orpromotional and where thatactivity is restricted.

「港股360」重點內容包括： 一）互動圖表即時報價除了股票即時報價外，旋轉手機至橫向熒幕即顯示多功能選項，自動「趨勢線」及「蟹貨區」一目了然，助您掌握股票走勢及「睇位」，制定買入賣出策略。二）即市異動包括「20大升幅」、「20大跌幅」 、「20大成交量」、「20大成交額」排名，助您即市捕捉投資機會。三）360選股器您除可按基本或技術分析「DIY選股」外，更可以參考由《信報》投資研究部編制的「策略選股」，根據不同投資策略為您預先篩選股票清單。四）股票管理將心水股票儲存至組合，設定目標／止蝕、買入／賣出價，隨時查看組合即日／累積賺蝕表現，管理股票組合話咁易。五）港股直擊即時發布最新港股資訊，直擊大巿動向，追蹤異動股票，緊貼專家即市教路、滬/深港通新聞、企業通告和日誌等。

Staying on top of your business is made easier with theOCBCBusiness Mobile Banking app. Enjoy the freedom to access andmanageyour business at your fingertips securely and on-the-go. Someofthe key features include: • Banking on the go You can log inviaSMS-OTP or access your business account(s) with the OCBCOneTouch™anytime, anywhere. The OCBC OneTouch™ uses thefingerprintrecognition feature to allow business account customersto accessthe app quickly. • Stay on top of your business Keep tabson yourbusiness easily by having access to a comprehensive view ofyouraccount balances and transactional activities, making paymentsandapproving transactions through the app. • Confidence in asecuredplatform Bank with confidence on the app as it is equippedwith a2-factor authentication (2FA). Available only for businessaccountcustomers who subscribe to OCBC Velocity in Singapore.Pleaseensure that your mobile number is registered with OCBCVelocity.

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