You can now make small purchases with yoursmartphone! It’s simple, fast and secure.Leave your wallet, credit cards and pocket change at home. Signup for mobile payments at no cost and make credit card purchases of$100 or less with your smartphone.WHO CAN USE ITTo use the service, you must:• have an eligible Visa Desjardins card• be a Bell Mobility, Rogers™ Communications, Virgin Mobile Canada,TELUS Communications, Koodo or Vidéotron client and have a dataplan• have an eligible smartphone, purchased from your mobilityprovider• have or get an activated NFC (contactless) SIM cardWHERE TO USE ITMake mobile payments in any establishment with a terminaldisplaying the contactless symbol.HOW TO USE ITHold your smartphone near a store’s merchant terminal and keepit still for a few seconds to make a payment.AS SAFE AS A CREDIT CARD:• You keep your phone in hand during the entiretransaction.• You benefit from Zero Liability in the event of fraud.• You may cancel the service if your phone is lost or stolen.• You can’t be charged twice for the same transaction.• Your identity is protected. No personal information can beobtained from the app.ALL ON YOUR MOBILE DEVICEThanks to Desjardins, you can stay in control of your financesno matter where you are:• Make purchase with the Mobile Payment app.• Monitor your transactions on AccèsD or AccèsD Affairesmobile.To learn more, go to www.desjardins.com/mobilepayment**************************************We thank you for your comments. You can rest assured that we readall of them attentively. Unfortunately, we cannot follow up withyou through the Google Play. If you want to get a reply from us,please write to us at [email protected]. Your satisfaction isvery important to us and it is an integral part of the developmentof our mobile services.**************************************

A free water leak detector, potential savingson your car insurance, easy access to your insurance file andprevention articles: multiple free services to activate based onyour profile.NEW! Alert programIf you have home insurance with us, get a free water leak andfreeze detector with Alert. Install your detector in your home byconnecting it to your Wi-Fi and, in the event of water leaks orfreezing temperatures, you’ll receive alerts on your smartphone.Thanks to these water leak and freeze alerts, you’ll be able to actquickly to limit the damages and have a better chance to avoid aclaim. Desjardins Insurance offers exclusive peace of mind bygiving a detector to clients who have home, condo or tenantinsurance with us.Ajusto programMonitor your driving habits with the Ajusto® program. DesjardinsInsurance clients who sign up for the Ajusto program can berewarded for their good driving. You could get a discount of up to25% on your car insurance renewal based on your driving habits. Areyou curious? You can try the application for 90 days, without thepossibility of getting a discount.Online ServicesIf you have home or car insurance with us, use our Online Servicesto access your insurance file online directly from the app wheneveryou want.You can complete multiple transactions from your smartphone:File a car or home insurance claimAdd a driver, a car, or bothStore a car for a seasonCompare premiums for different carsModify your method of paymentGet a quoteNot insured with us? Get a quote directly in the app.NEW! ArticlesGet prevention advice, tips and tricks plus a wealth of home andcar insurance information in the Articles section.Download the Desjardins Insurance Home-Auto app to get your freewater leak and freeze detector with Alert, you could benefit from adiscount on your car insurance premium with Ajusto, simplify themanagement of your insurance and easily file a home or carinsurance claim with Online Services, and get relevant insuranceprevention information.If you’re not a client and would like to benefit from all theadvantages of being insured with Desjardins Insurance, get a quotefrom the app!Desjardins Insurance refers to Desjardins General Insurance Inc. inQuebec and to Certas Direct Insurance Company in Ontario and inAlberta.Certain conditions, limitations and exclusions may apply.Ajusto is underwritten by Desjardins Insurance and is onlyavailable in Ontario and in Quebec.® Ajusto is a trademark of Desjardins General Insurance Inc. usedwith permission by Certas Direct Insurance Company.The discount does not apply to certain endorsements and additionalcoverages. Please note that the discount will automatically beapplied to the premium at renewal.Note: Continued use of GPS running in the background candramatically decrease battery life.

You want to simplify daily management of yourcompany ?Entirely free, Desjardins’s Billing and Expense Tracker tool isspecifically designed for small business and self-employed workers.It makes managing invoices, expense accounts, accounts receivablesand supplier accounts easier.• Create, manage and archive bids and invoices easily.• Manage expense accounts to facilitate production of taxreturns.• Use client and supplier management modules to develop yourbusiness.• Access information—stored in a cloud environment—at any time andfrom anywhere on your mobile device, tablet or computer.Your invoices and bids securely stored in a cloud-basedsystem• Customize and manage your products and services catalogue.• Create customized and complete bids and invoices.• Send them to clients by email in PDF format or print themout.• Collect funds due to you by tracking and managing invoices.Expense accounts in the blink of an eye• Take pictures of receipts to enter as business expenses.• Enter expense information and file receipt by category:transportation, meals and entertainment, supplies, etc.• Create expense reports by downloading data into Excel files tofacilitate bank reconciliations and interactions with youraccountant.Dashboards and reports to get a clear picture of yourfinances• Find out how much you earn and spend immediately, at a singleglance.• A search engine lets you find expenses, bids and invoicesfast.• Produce reports whenever you want.Use the free Billing and Expense Tracker tool on the website andDownload the app.

Because teaching children about finances isn'talways easy, Desjardins has decided to use its financial andcooperative expertise to develop Charly & Max get involved! Ina fun and entertaining setting, children will learn that moneydoesn't grow in ATM's!In order to win points, an episode from the web-series must bewatched. After it has been viewed, a poll and a quiz that arelinked to the episode will be unlocked to win even more points. Themore action that occurs on the site, the more points the playerwill win, while also accumulating badges.

Because teaching children about finances isn'talways easy, Desjardins has decided to use its financial andcooperative expertise to develop Charly & Max get involved! Ina fun and entertaining setting, children will learn that moneydoesn't grow in ATM's!In order to win points, an episode from the web-series must bewatched. After it has been viewed, a poll and a quiz that arelinked to the episode will be unlocked to win even more points. Themore action that occurs on the site, the more points the playerwill win, while also accumulating badges.

Monetico Mobile is a solution offered byDesjardins that provides a simple, secure, affordable way to acceptcredit card payments through a card reader connected via Bluetoothto a smart device.The solution turns your smart device into a simple and securetool for accepting credit card payments.This solution lets you:• Offer your customers a secure payment method• Monitor transactions and income on a dedicated webinterface• Enjoy simpler accountingSimple: Accept card payments anywhere, anytime.Secure: Chip card reader provides increased security againstfraud.Affordable: Single rate of 2.50%. No monthly fees. No minimum fees.No termination fees.Profitable: Boost sales and simplify your accounting.Setting up the Monetico Mobile payment solution is fast andeasy:1. Sign up at monetico.ca/en/get-monetico/2. Download the mobile app.3. Once you receive the keypad, connect your smart device toit.4. Start accepting card payments.Once the initial setup is complete, here’s how you accept cardpayments:1. Enter the sale amount into the Monetico Mobile app.2. Ask your customer to insert their credit card into the cardreader and enter their PIN.3. Send a receipt to your customer by email or text message.As well as accepting credit card payments, the Monetico Mobileapp lets you:• See all the transactions you’ve processed• Provide refunds• Change your password• Issue a new payment receipt.Technical requirementsTo use this solution, all you need is a smart device and anInternet connection (mobile or Wi-Fi network) and you’re ready togo!The Monetico Mobile payment solution is supported byDesjardins.We’re always working to make sure you have the most effectivesolution for your business, so please keep sending your comments [email protected] to help us improve it!

Desjardins members can take advantage of thefollowing assistance services at no cost:• Travel Assistance: helps when you’re getting ready for your tripand in situations that may occur wherever you go.• Identity Theft Assistance: helps prevent, protect and restoreyour identity in case of theft or fraud.• Estate Assistance : give you legal information for estateplanning or settlement purposes.Desjardins members under 25 who have Desjardins auto insurance alsoget :• Roadside Assistance : provides emergency services in the event orbreakdowns or other car problemsWith this mobile app, you can:• Access the Desjardins Assistance Services and Roadside Assistancenumbers quickly, anywhere in the world• Get useful tips and information before you leave on your trip andin case you run into any problems while you’re away• Create your own health record so you can communicate informationabout your allergies, prescription drugs and illnesses to foreignhealthcare providers in a number of languages (German, English,Arabic, Spanish, French, Italian, Mandarin and Russian)• Use a geolocation feature to find healthcare facilitiesrecommended by Desjardins Assistance Services• Get advice on how to protect yourself against identity theft anda list of phone numbers for key organizations that can help• Find out what you need to do to settle an estate

• Access the various travel assistance servicephone numbers based on the country you’re visiting• List your allergies, medications and illnesses in a health recordthat can be shared with healthcare professionals and translatedinto a number of languages (French, Arabic, German, Spanish,Italian, Mandarin and Russian)• Use the geolocation feature to find healthcare facilitiesrecommended by the assistance service• Get helpful travel tips and information