We’ll help you maximize returns, minimize risk, save on taxes, andbuild wealth.

Fidelity Spire® is a free, goal-based app designed to help youplan,save, and invest smarter. Set your goals and track progress •Trackyour progress by linking Fidelity and non-Fidelity accountswithyour goal’s timeline • Don’t worry about knowing what kindofaccount to stash your money in—we’ll help you explore optionstohelp you save and invest It’s easy to open an account rightfromthe app • Whether you want to invest on your own or want us todoit for you, Fidelity has a range of accounts for you tochoosefrom. Fees vary based on your investing decisions. • Youcanconveniently open these accounts right from the app: oTheFidelity® Cash Management Account o The Fidelity Account®oFidelity Go® Transactions • Make payments and manage yourbillswith Bill Pay • Trade directly from the app to buy or sellstocks,mutual funds, and ETFs • Transfer money in, out, and betweenyourFidelity accounts and outside bank accounts – now you canscheduleautomatic monthly transfers from your bank to Fidelityaccounts •Deposit a check into your Fidelity accounts directly fromthe app •Pay Venmo® or PayPal® contacts directly in the appDon’tpick—prioritize • The decision tool helps you see the impactofputting money toward one goal versus another to help you makesmartdecisions Find simplified financial education • We’ll help yougrowyour financial smarts along the way, with guidance that’sspecificto your goals • The trade hub is your guide to tradingwithhow-to’s and educational content Full financial picture •Bringyour non-Fidelity account balances into the app and keep trackofeverything in one place. You can link these outside accountsusingFidelity’s Full View®, powered by eMoney Advisor, LLC. Alertsandpush notifications • Receive timely reminders andencouragementsthrough push notifications and in-app messages Askthe VirtualAssistant (VA) • Tap to connect with the VA for supportwhen youneed it Investing involves risk, including risk of loss.TheFidelity Cash Management Account is a brokerage accountdesignedfor spending and cash management. It is not intended toserve asyour main account for securities trading. Customersinterested insecurities trading should consider a FidelityAccount®. FidelityGo® provides discretionary investment managementfor a fee.Advisory services offered by Fidelity Personal andWorkplaceAdvisors LLC (FPWA), a registered investment adviser.Brokerageservices provided by Fidelity Brokerage Services LLC(FBS), andcustodial and related services provided by NationalFinancialServices LLC (NFS), each a member NYSE and SIPC. FullView® is anaccount aggregation service subject to its own Terms ofService,Privacy Policy and Security Policy. Review carefully priorto use.Workplace savings account functionality is limited toviewingaccount information only. Fidelity Spire® app is free todownload.Accounts made available in the app may be subject to fees.Venmo,PayPal, and Fidelity Investments are independent entities andarenot legally affiliated. We care what you think. With yourhelp,we’re able to constantly improve our Fidelity Mobile® appstoaddress the concerns you bring to our attention. All thefeedbackyou provide is valuable to us—we read and consider everycomment wereceive. The trademarks and service marks appearingherein are theproperty of their respective owners. FidelityBrokerage ServicesLLC, Member NYSE, SIPC. 921149.16.1

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