NAB Apps

NAB FlikWhether you've just had brunch or you're headed on a road trip,NAB Flik lets you repay your friends quickly and easily using yourmobile. If you owe someone money, you can pay them without needingto know their banking details - and if you're waiting to collect,send them a request.To register for NAB Flik so you can send and receive payments,you'll need to be registered for NAB Internet Banking, have SMSSecurity enabled, and hold a NAB transaction account.Not a NAB customer? You can still use NAB Flik to receivepayments; you just need to have an Australian bank account.Key features:- Send money via QR code: generate a QR code and have yourfriend scan it with their NAB Flik app to transfer money to theirNAB account instantly- Send money by tapping: if you have an NFC enabled phone, and yourfriend is registered for NAB Flik, tap your phones together totransfer money to their NAB account instantly- Send money to a contact: send money to any Australian mobilenumber or email address. Select from your phone contacts or enterthe contact's details- Send money to a Facebook friend: when selecting contacts, chooseto add your Facebook friends to notify your friends via wall postwhen you pay them- Claim a NAB Flik payment to any Australian transactional bankaccount using the Quick Payment Claim feature- Request money from multiple people at a time using tap, QR code,contacts or Facebook friends- View your NAB Flik activity history, including details ofpayments and requests- Accept or decline requests you've received, and choose how muchto pay- Cancel payments youíve sent that haven't been claimed or requestsyou've sent that haven't been actioned- View your available account balance for the transaction accountsthat you use with NAB Flik- Quick login using 4-digit passcode or login using your NAB ID andpassword- Manage your NAB Flik profile settings, including the preferredaccount you'll receive NAB Flik payments into; which email addressyou want to receive payments to; connect, change or remove yourFacebook account; and manage your 4-digit passcode.For more information on NAB Flik, visitwww.nab.com.au/nabflik.SecurityYou have the option to use a 4-digit passcode to login to NABFlik. It is just as secure as always, but much faster. Of course,you can continue to use your NAB ID and password, if you prefer.Either way, NAB Flik is always protected with 128-bit encryption,and if you're using a 4-digit passcode, additional fraud preventionmeasures are in place.When you use our mobile application to access NAB Flik, similarsecurity measures are used that apply to the classic view of NABInternet Banking. The main difference is that payments made abovethe SMS Security threshold limit in Internet Banking do not need asecurity SMS code. However, the daily limit to transact using NABFlik is $1000. This may change from time to time to improvecustomer security and provide greater convenience.Find out how you're protected against fraud by NAB Defence; goto nab.com.au/nabdefence.Your mobile device is your way of accessing NAB InternetBanking, so don't keep your NAB ID and password or 4-digit passcodewith your mobile device. Get in touch with NAB immediately ifyouíve lost your mobile device or feel that someone may know yourlogin details.Make sure you logout when you're finished using NAB Flik. Onceyou logout, no one else can login without your NAB ID and passwordor 4-digit passcode.Important InformationFacebook is a registered trademark of Facebook Inc.To send and receive payments using NAB Flik you require acompatible smartphone. See platform requirements at http://www.nab.com.au/nabflik . Users areresponsible for using a mobile device with the ability to send andreceive data and SMS.National Australia Bank Limited ABN 12 004 044 937 AFSL andAustralian Credit Licence 230686

Private Word is the premium magazine forclients of NAB Private Wealth.It offers intelligent news and features, connecting readers witha breadth of information, opinion and analysis only availablethrough NAB’s dedicated team of financial experts.The magazine gives colour to events happening in the financialand business markets and demonstrates how these could relate toreaders. Readers gain behind the scenes insight into investmentmarkets and local and global economy.

NAB’s Investor Relations app is designed tokeep shareholders and analysts informed about the company’s latestdevelopments, financial disclosures and media announcements.Stay informed on NAB with access to the latest share priceinformation and corporate news, read annual reports and resultsannouncements, listen to webcasts and watch videos both online andoffline.The NAB Investor Relations App is available for iPhone, iPad andAndroid.Features included:• NAB’s latest and historical financial and regulatorydisclosures• Share price information for all NAB listed securities, includinghybrids, in chart format with zoom functionality• Latest corporate news and press releases• Company profile• Dividend information• Document library with download management facility• Multimedia library with download management facility• Financial calendarThe NAB IR App is regularly updated and available to view bothonline and offline. You can also find this content published on thenab.com.au website along with NAB’s privacy policy.To discover more, download now for free from the App store.

With the MLC Advice Event app you can easily access all therelevantinformation for the MLC Advice event you are registeredfor. • Learnmore about the conference itinerary, business agenda,speakers andsponsors. • Interact with your peers and exchangedetails. • Getupdates immediately with push notifications. •Register yourattendance to sessions for CPD point allocation. •And much more!

Introducing the new Plum app where you can: • Get secure accesstoyour account using a 4-digit PIN or Fingerprint ID • A quick,easyway to view your super balance • Check your last supercontribution• Easy access to the Plum website. You'll need to beregistered forPlum online access. Already have Plum online access?Download theapp now. Not registered? Simply go toplum.com.au/register or callus on 1300 55 7586. Please note: • ThePlum app is compatible onmobile devices with Android OS 7.0 andabove. • Pension andinsurance customers, please visit the Plumwebsite to view youraccount • This app isn’t intended for use byfinancial advisers.

With FlexiPurchase, you can manage your expenses on the go -anywhere, anytime.

NAB’s Mobile Banking app. Managing your money has never beeneasier.All the things you’d expect from our secure banking app: •Make fastinstant payments or schedule them for the future. • Shareor saveyour payment receipts, or view the transaction and merchantdetailslater. • Share your BSB and account details, or create aPayID. •Save your regular payees and billers. • Find your nearestNAB branchor ATM. • Choose how you access your app, whether byfingerprint orfacial recognition on compatible devices, or bypasscode andpassword. Manage your transactions: • Digitally storeyour receiptsfor tax or warranty purposes. • Make payments withNAB Pay, oncompatible devices with NFC. • Receive notificationswhen you useyour card, or money arrives in your account. • Scanand depositcheques. • Send international payments to over ahundred countriesaround the globe. • Approve payments. We give youthe tools tomanage your cards: • Lost, stolen or damaged card? Youcantemporarily block or unblock your card, permanently block andordera new card, or replace a damaged card instantly. • Get adetailedbreakdown of your repayment options. • Activate your newcard, orchange your PIN at any time. • Control where and how youuse yourVisa credit and debit cards, such as for onlinetransactions oroverseas card use. Tools to help you every day: •Create a savingsgoal and track your progress. • Set up quickbalance to see youraccount balances without logging in. • Download2 years ofstatements, or create Proof of Balance, Interim orIntereststatements. • Manage your Home Loan’s scheduled payments,add orchange your offset account, or get an estimated propertyvaluation.• Rollover your Term Deposit when it matures. • Needanotheraccount? You can open one in minutes. • Manage profiles forsharedand business accounts. • Get support, chat to a banker orsend usyour feedback. Please note: You’ll be asked to providepermissionfor the app to access your device and app history, whichallows theapp to protect your mobile device against bankingcybercrime. Givingthe app these permissions will keep youraccounts safe and ensurethe app works the way it was designed.

With the MLC app you can: • View your MLC MasterKey super,pension,or investment balances—quickly and simply. • Get secure andeasyaccess, using a 4-digit PIN or your Fingerprint ID. •Checktransactions, nominated beneficiaries, and your current mixofinvestment options. • Review insurance cover within yoursuperaccount. • Keep an eye on your super contributions. • Viewyourregular investments and withdrawals, distributions,transactionsand investment options in your MasterKey investmentaccount. • Viewour super fund details such as our Fund ABN, ProductUSI, address,and complying fund statement. • Use the app to easilysend yoursuper account details to your employer when you changejobs. • Viewyour balance over financial years as a handy,interactive graph. •View your personal details. • Get easy accessto help and supportwithin the app. Already have MLC online access?Download the appnow. You'll need to be registered for MLC onlineaccess. Notregistered? Simply go to mlc.com.au or call us on 132652. Pleasenote: • The MLC app is compatible on mobile devices withAndroid OS7.0 and above. • The app doesn’t include information onMLC Wrap,MLC Navigator, NAB Cash Manager or products such asstandaloneinsurance. • This app isn’t intended for use by financialadvisers.

NAB Connect Mobile app enables you to view and authorise payments.

🤑 SAVE, SPEND AND EARN INTEREST. FASTER. 🤑 ● You can open anaccountin minutes on the app. ● Open both a USave savings accountand aUSpend transaction account, follow some easy steps to meetthe bonusinterest criteria and you could unlock a competitivebonus interestrate on up to 10 savings buckets. (Check out theeligibilitycriteria in the app or at ubank.com.au). ● No UBankfees on USaveand USpend. 🛠 MAKE THE MOST OF YOUR MONEY. YOU’VEEARNED IT. 🛠 ●Optional features like Sweeps, which moves yourmoney between youraccounts, helping you earn more interest on yoursavings whilemaking sure you have enough in your USpend account. ●We’recontinually adding more features and tools, like ourbudgeting toolthat’s coming soon. ✈️ TRAVEL BUDDY? WE’VE GOTYOU.✈️ ● We don’tcharge international or ATM withdrawal feesoverseas (but ATM ownersand stores might). ● Super secure overseasbanking. ● Pushnotifications that ensure you approve all payments.📱 WHY DIGITALBANKING? IT’S SIMPLE. 📱 ● With no branches, we passon these savingsto you and our other 600,000 customers. ● Greatrates, low fees andAussie-based support teams. ● Extra convenience–pay bills with BPAYor spend on-the-go with UBank Pay, SamsungPay, Google Pay, GarminPay or Fitbit Pay. ● Super quick log inwith your face orfingerprint (on compatible devices). ● Yoursavings with UBank aregovernment guaranteed, up to the value of$250,000 per customer perfinancial institution. Importantinformation: Subject to networkprovider coverage. ® BPAY is aregistered trademark of BPAY PtyLimited ABN 69 079 137 518. GooglePay is a registered trademark ofGoogle LLC. Samsung and SamsungPay are trademarks or registeredtrademarks of Samsung ElectronicsCo., Ltd. Any advice has beenprepared without taking into accountyour objectives, financialsituation or needs. Before acting on anyadvice, you should considerwhether it is appropriate for yourcircumstances. We recommend thatyou read and consider the relevantTerms and Conditions for ourproducts and our Financial ServicesGuide available atwww.ubank.com.au before making any decision.Credit criteria andfees and charges can apply. UBank is a divisionof NationalAustralia Bank Limited ABN 12 004 044 937, AFSL andAustralianCredit Licence 230686. UBank is the issuer of the USpendand USaveproducts. For our home loan products, the credit provideris AFSHNominees Pty Ltd ABN 51 143 937 437 Australian CreditLicence391192. UBank is the mortgage manager for our home loanproducts.

The new nabtrade app - everything you need to manage money onthego. With the nabtrade app you can : • See all yournabtradeaccounts • Trade across all supported markets • Viewcompanyinformation and research with live pricing • Manage NABinternetbanking and nabtrade cash accounts with Pay Anyone • Setand viewcompany alerts on your portfolio • View and manage yourwatchlist •Use PIN to login and trade

Turn your Android device into a terminal to accept customerpaymentson the go.